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1149 Deer Moss Loop, Niceville, FL 32578 Property Records

Okaloosa County property record for 1149 Deer Moss Loop, Niceville, FL 32578

Property Summary

Property TypeSingle Family Home
Details5 bd · 6 ba · 4,102 sqft · built 2021
Lot Size0.233 acres (10,178 sqft)
Owner2 Individual Names on File
Last Sale$1,083,400 (Dec 2021)
Tax Bill$10,924 (2025)
Deeds & MortgagesApr 2021 Construction Loan
Oct 2019 Sale
Flood ZoneZone X (minimal risk)
APNC56-001-099-3830-8

Property Details

APN / Parcel Number

Primary APNC56-001-099-3830-8
Alternative APN
  • 11-1S-22-2001-0000-0290

Interior

Bedrooms5 Beds
Full Baths6 Baths
Stories2 Stories
Building Area4,102 sqft Heated Area
Gross Area5,082 sqft
FlooringConcrete/Cement
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2021
Exterior MaterialWood
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area10,178 sqft (0.233 acres)
Garage TypeFinished
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1149 DEER MOSS LOOP
CityNICEVILLE
StateFL
Zip32578-3428
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARTFIELD AT DEER MOSS CREEK LOT 29
Legal Range22
Legal Township01S
Legal Section11
Legal SubdivisionHARTFIELD AT DEER MOSS CREEK
Legal Lot Number29
JurisdictionOKALOOSA FL
Township / Civil DivisionNICEVILLE-VALPARAISO
Census Block Group2
Census Block2001
Census Tract20900

Owner

Source: Okaloosa County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address1149 DEER MOSS LOOP, NICEVILLE, FL 32578-3428
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2021Deed of Trust, Mortgage · Construction Mortgage
FNBT BANK
Oct 30, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 16, 2021 · Amount on Record
Deed SaleDec 16, 2021 · Amount on Record
Deed Document Number0003594375
Deed Book / Page3426 / 2287
Prior Transfer DateOct 30, 2019
Prior Transfer Doc3314868
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address1149 DEER MOSS LOOP, NICEVILLE, FL 32578-3428
Transaction TypeMortgage
Record UpdatedFeb 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address702 BEACH DR, DESTIN, FL 32541-1607
InvestorPossibly a Property Investor

Mortgage

Document Number0035394974
DateApr 16, 2021
Book Page3539/4974
Instrument3447162
Lender
NameFNBT BANK
TypeBank
AddressFORT WALTON BEACH, FL 32549
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateOct 30, 2019
Property Address1149 DEER MOSS LOOP, NICEVILLE, FL 32578-3428
Document Number0034262287
Book / Page003426 / 002287
Instrument DateOct 28, 2019
Instrument3314868
Transaction TypeTransfer
Record UpdatedNov 18, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,792.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address702 BEACH DR DESTIN FL 325411607, DESTIN, FL 32541-1607

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityNiceville City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,924.00 (+9.35%) Homeowner's exemption$836,421 (+5.99%)$882,568 (-0.68%) Land $126,785 Building $755,783
2023$9,990.00 (+4.64%) Homeowner's exemption$789,173 (+3%)$888,575 (+6.41%) Land $125,580 Building $762,995
2022$9,547.00 Homeowner's exemption$766,187$835,040 Land $119,600 Building $715,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 86 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies86 in force
Nearby Flood Claims2 (1995–2012)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 67% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NICEVILLE
serves 22,243 people · EPA ID FL1460147
Water SourceGroundwater
Last State InspectionOct 2025
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Lumen Technologies
Fiber		2,000 / 1,000
Cox Communications
Fiber		2,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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