1157 Deer Moss Loop, Niceville, FL 32578 Property Records

Okaloosa County property record for 1157 Deer Moss Loop, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,748 sqft · built 2021
Lot Size	0.192 acres (8,400 sqft)
Owner	Individual Name on File
Last Sale	$680,000 (Jun 2021)
Tax Bill	$8,706 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Feb 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`C56-001-127-3445-4`

Property Details

APN / Parcel Number

Primary APN	`C56-001-127-3445-4`
Alternative APN	`11-1S-22-3000-0000-1090`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,748 sqft Heated Area
Gross Area	3,630 sqft
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	8,400 sqft (0.192 acres)
Garage Type	Finished
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1157 DEER MOSS LOOP
City	NICEVILLE
State	FL
Zip	32578-3428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARTFIELD AT DEER MOSS CREEK PH 1A LOT 109
Legal Range	22
Legal Section	11
Legal Subdivision	HARTFIELD AT DEER MOSS CREEK PH
Legal Phase	1A
Legal Lot Number	109
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	2
Census Block	2001
Census Tract	20900

Owner

Source: Okaloosa County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1157 DEER MOSS LOOP, NICEVILLE, FL 32578-3428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Warranty Deed, Transfer · VA Mortgage WHITNEY BANK
Feb 3, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 22, 2021 · Amount on Record
Deed Sale	Jun 22, 2021 · Amount on Record
Prior Sale	Feb 3, 2020 · Amount on Record
Deed Document Number	3465532
Deed Book / Page	3555 / 537
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 22, 2021
Property Address	1157 DEER MOSS LOOP, NICEVILLE, FL 32578-3428
Document Number	0035550537
Book / Page	3555 / 537
Map Reference	MB 29 PG 36-38
Instrument Date	Jun 18, 2021
Instrument	3465532
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	MEAD LAW AND TITLE, MEAD LAW & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,760.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 686, BAKER, FL 32531-0686

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 DEER MOSS LOOP, NICEVILLE, FL 32578

Mortgage

Document Number	0003555539
Date	Jun 22, 2021
Instrument	3555/539

Lender

Name	WHITNEY BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 3, 2020
Property Address	1157 DEER MOSS LOOP, NICEVILLE, FL 32578-3428
Document Number	0034414175
Book / Page	003441 / 004175
Instrument Date	Jan 30, 2020
Instrument	3334541
Transaction Type	Transfer
Record Updated	Dec 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2,562.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 686 BAKER FL 325310686, BAKER, FL 32531-0686
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Niceville City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,706.00 (+17.02%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$679,811 (+12.77%)	$683,104 (+2.82%) Land $126,785 Building $556,319
2023	$7,440.00 (-6.65%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$602,836 (-0.65%)	$664,357 (+9.48%) Land $125,580 Building $538,777
2022	$7,970.00	$606,805 Land $119,600 Building $487,205	$606,805 Land $119,600 Building $487,205

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 86 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	86 in force
Nearby Flood Claims	2 (1995–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Lumen Technologies Fiber	2,000 / 1,000
Cox Communications Fiber	2,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Deer Moss Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures