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1154 Deer Moss Loop, Niceville, FL 32578 Property Records

Okaloosa County property record for 1154 Deer Moss Loop, Niceville, FL 32578

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,188 sqft · built 2020
Lot Size0.19 acres (8,296 sqft)
Owner2 Individual Names on Record
Last Sale$539,900 (May 2020)
Tax Bill$5,789 (2023)
Deeds & MortgagesMay 2020 Sale & Mortgage
Oct 2017 Sale
Flood ZoneZone X (minimal risk)
APNC56-001-099-3829-0

Property Details

APN / Parcel Number

Primary APNC56-001-099-3829-0
Alternative APN
  • 11-1S-22-2001-0000-0280

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,188 sqft Heated Area
Gross Area3,350 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Exterior MaterialFiber Cement Siding
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area8,296 sqft (0.19 acres)
Garage TypeFinished
Garage Area710 sqft
PorchOpen Porch
Porch Area452 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1154 DEER MOSS LOOP
CityNICEVILLE
StateFL
Zip32578-3429
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARTFIELD AT DEER MOSS CREEK LOT 28
Legal Range22
Legal Township01S
Legal Section11
Legal SubdivisionHARTFIELD AT DEER MOSS CREEK
Legal Lot Number28
JurisdictionOKALOOSA FL
Township / Civil DivisionNICEVILLE-VALPARAISO
Census Block Group2
Census Block2001
Census Tract20900

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1154 DEER MOSS LOOP, NICEVILLE, FL 32578-3429
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 4, 2020Warranty Deed, Transfer · Conventional with PMI
PRIME LNDG
Oct 6, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 4, 2020 · Amount on Record
Deed SaleMay 4, 2020 · Amount on Record
Prior SaleOct 6, 2017 · Amount on Record
Deed Document Number3355823
Deed Book / Page3460 / 265
Record UpdatedJun 8, 2026

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMay 4, 2020
Property Address1154 DEER MOSS LOOP, NICEVILLE, FL 32578-3429
Document Number0034600265
Book / Page003460 / 000265
Instrument DateApr 30, 2020
Instrument3355823
Transaction TypeTransfer
Record UpdatedJun 5, 2020
Title CompanyNATIONWIDE TITLE CLEARING INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,779.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1154 DEER MOSS LOOP NICEVILLE FL 325783429, NICEVILLE, FL 32578-3429

Mortgage

Document Number34600267
DateMay 4, 2020
Book Page003460/000267
Instrument3355824
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 3, 2050

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateOct 6, 2017
Property Address1154 DEER MOSS LOOP, NICEVILLE, FL 32578-3429
Document Number0033204074
Book / Page003320 / 004074
Instrument DateOct 4, 2017
Instrument3164617
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$2,695.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 749 NICEVILLE FL 325880749, NICEVILLE, FL 32588-0749

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityNiceville City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption Disabled Person's exemption Veteran's exemption$512,994 (+5.99%)$580,644 (-1.03%) Land $97,527 Building $483,117
2023$5,789.00 (+4.8%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$484,016 (+3%)$586,713 (+6.13%) Land $96,600 Building $490,113
2022$5,524.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$469,918$552,848 Land $92,000 Building $460,848

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 86 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies86 in force
Nearby Flood Claims2 (1995–2012)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 41% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NICEVILLE
serves 22,243 people · EPA ID FL1460147
Water SourceGroundwater
Last State InspectionOct 2025
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
CenturyLink
Fiber		2,000 / 1,000
Cox Communications
Fiber		2,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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