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1130 Ruby St, Lakeland, FL 33815 Property Records

Polk County property record for 1130 Ruby St, Lakeland, FL 33815 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2021
Square Footage1,641 sqft Living Area
Lot Size7,157 sqft (0.164 acres)
OccupancyOwner Occupied
Last Sale$300,000 (2021)
Tax Bill$3,763.00 (2025)

Property Details

APN / Parcel Number

Primary APN23-28-24-114500-002060
Alternative APNs
  • 242823114500002060
  • 42823000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,641 sqft Living Area
1st Floor1,641 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Construction TypeWood Construction
Roof ConstructionHip Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area7,157 sqft (0.164 acres)
Depth X Width138 ft x 51 ft Depth x Width
Garage Area630 sqft Garage

Location & Zoning

Street Address1130 RUBY ST
CityLAKELAND
StateFL
Zip33815-4460
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionKEYSTONE ADDITION PB 7 PG 12 BLK B LOT 6
Legal SubdivisionKEYSTONE ADDITION
Legal Tract114500
Legal BlockB
Legal Lot Number6
JurisdictionPOLK FL
Minor Civil DivisionLAKELAND
Census Blockgroup1
Census Block1042
Census Tract10800

Owner

Source: Polk County records · APN 23-28-24-114500-002060

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address14879 55TH WAY N, CLEARWATER, FL 33760-2614
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2021Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage
CALIBER HOME LOANS INC
Mar 01, 2021Quit Claim Deed, Transfer
ACCOMODATION, ACCOMMODATION
May 15, 2019Warranty Deed, Transfer
NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 15, 2021 · Amount on Record
Deed SaleNov 15, 2021 · Amount on Record
Prior SaleMay 15, 2019 · Amount on Record
Deed Doc Number2021298058
Deed Book / Page11983 / 1091
Record RefreshedSep 20, 2026

November 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateNov 15, 2021
Property Address1130 RUBY ST, LAKELAND, FL 33815-4460
Document Number0000298058
Book / Page11983 / 1091
Map ReferenceMB 7 PG 12
Instrument DateNov 05, 2021
Instrument2021298058
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 30, 2021
Title CompanyEASY TITLE COMPANY LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 765, HIGHLAND CITY, FL 33846-0765

Transferred To (Grantee/Buyer)

NameVerified Name
Address14879 55TH WAY N, CLEARWATER, FL 33760-2614

Mortgage

Document Number0119831093
DateNov 15, 2021
Instrument11983/1093
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

March 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateMar 01, 2021
Property Address1130 RUBY ST, LAKELAND, FL 33815-4460
Document Number0000051597
Book / Page11600 / 1666
Map ReferenceMB 7 PG 12
Instrument DateFeb 26, 2021
Instrument2021051597
Transaction TypeTransfer
Record UpdatedDec 23, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2427 PETERSON RD, 2427, LAKELAND, FL 33812-3253

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 765, HIGHLAND CITY, FL 33846-0765

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMay 15, 2019
Property Address1130 RUBY ST, LAKELAND, FL 33815-4460
Document Number0108410724
Book / Page010841 / 000724
Instrument DateMay 10, 2019
Instrument99134
Transaction TypeTransfer
Record UpdatedJun 03, 2019
Title CompanyNORTH AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$94.50
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address564 SUMMERLAND HILLS CIR LAKELAND FL 33813, LAKELAND, FL 33813

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityLakeland City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,763.00 (+6.03%) Homeowner's exemption$256,787 (+5.99%)$261,428 (-4.09%) Land $30,779 Building $230,649
2023$3,549.00 (+2.93%) Homeowner's exemption$242,282 (+3%)$272,576 (+15.88%) Land $30,064 Building $242,512
2022$3,448.00 Homeowner's exemption$235,225 Land $11,811 Building $223,414$235,225 Land $11,811 Building $223,414

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Lake Hunter Terrace Historic District
listed 2002 · 163 contributing resources · NRIS 02001536

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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