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1134 Ruby St, Lakeland, FL 33815 Property Records

Polk County property record for 1134 Ruby St, Lakeland, FL 33815 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,356 sqft · built 1930
Lot Size0.164 acres (7,157 sqft)
Owner2 Individual Names on File
Last Sale$183,000 (Apr 2022)
Tax Bill$2,452 (2025)
Deeds & MortgagesJan 2026 Mortgage
Apr 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN23-28-24-114500-002070

Property Details

APN / Parcel Number

Primary APN23-28-24-114500-002070
Alternative APNs
  • 242823114500002070
  • 42823000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,356 sqft Living Area
Gross Area1,140 sqft
1st Floor Area1,140 sqft
FlooringTile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialWood
Construction TypeWood
Roof TypeGable
Roof MaterialOther
Lot Area7,157 sqft (0.164 acres)
Lot Dimensions138 ft deep x 51 ft wide
View / LotCommercial/Industrial
Garage TypeDetached
Garage Area630 sqft
Shed1 Shed

Location & Zoning

Street Address1134 RUBY ST
CityLAKELAND
StateFL
Zip33815-4460
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKEYSTONE ADDITION PB 7 PG 12 BLK B LOT 7
Legal Range23E
Legal Township28S
Legal Section24
Legal SubdivisionKEYSTONE ADDITION
Legal Tract114500
Legal BlockB
Legal Lot Number7
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group1
Census Block1042
Census Tract10800

Owner

Source: Polk County records · APN 23-28-24-114500-002070

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1134 RUBY ST, LAKELAND, FL 33815-4460
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2026Quit Claim Deed, Transfer · Conventional Mortgage
LOWER LLC
Apr 05, 2022Warranty Deed, Transfer · Conventional Mortgage
PLAINS COMMERCE BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 05, 2022 · Amount on Record
Deed SaleApr 05, 2022 · Amount on Record
Prior SaleJul 18, 2005 · Amount on Record
Deed Document Number202292700
Deed Book / Page12195 / 1898
Last Transfer DateJan 13, 2026
Transfer Doc0000017026
Record UpdatedSep 20, 2026

January 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateJan 22, 2026
Property Address1134 RUBY ST, LAKELAND, FL 33815-4460
Document Number0000017026
Book / Page13854 / 1221
Map ReferenceMB 7 PG 12
Instrument DateJan 13, 2026
Instrument2026017026
Transaction TypeTransfer
Record UpdatedFeb 10, 2026
Title CompanyZ TITLE GROUP LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2215 NEVADA RD, LAKELAND, FL 33803-2337

Transferred To (Grantee/Buyer)

NameVerified Name
Address1134 RUBY ST, LAKELAND, FL 33815-4460

Mortgage

Document Number0138541224
DateJan 22, 2026
Instrument13854/1224
Lender
NameLOWER LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateApr 05, 2022
Property Address1134 RUBY ST, LAKELAND, FL 33815-4460
Document Number0000092700
Book / Page12195 / 1898
Map ReferenceMB 7 PG 12
Instrument DateFeb 25, 2022
Instrument2022092700
Transaction TypeTransfer
Record UpdatedApr 18, 2022
Title CompanyZ TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,281.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12717 NW 19TH LOOP, 12717, VANCOUVER, WA 98685-2422

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1134 RUBY ST, LAKELAND, FL 33815-4460

Mortgage

Document Number0121951900
DateApr 05, 2022
Instrument12195/1900
Lender
NamePLAINS COMMERCE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueMar 01, 2052

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityLakeland City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,452.00 (-27.13%) Homeowner's exemption$179,112 (-2.98%) Land $30,779 Building $148,333$179,112 (-2.98%) Land $30,779 Building $148,333
2023$3,365.00 (+93.17%)$184,613 (+21.82%) Land $30,064 Building $154,549$184,613 (+21.82%) Land $30,064 Building $154,549
2022$1,742.00$151,540 Land $11,811 Building $139,729$151,540 Land $11,811 Building $139,729

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050108001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Lake Hunter Terrace Historic District
listed 2002 · 163 contributing resources · NRIS 02001536

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 353 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Tillman Global HoldingsFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Verizon, Frontier, T-Mobile USA, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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