Polk County property record for 1126 Ruby St, Lakeland, FL 33815 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 2015 |
| Square Footage | 1,096 sqft Living Area |
| Lot Size | 10,738 sqft (0.247 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $286,000 (2026) |
| Tax Bill | $3,655.00 (2025) |
| Primary APN | 23-28-24-114500-002040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,096 sqft Living Area |
| 1st Floor | 1,096 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Wood Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 10,738 sqft (0.247 acres) |
| Depth X Width | 138 ft x 77 ft Depth x Width |
| Garage Type | Detached Garage |
| Garage Area | 216 sqft Garage |
| Porch Area | 246 sqft Porch |
| Cooling System | Central Cooling |
|---|
| Street Address | 1126 RUBY ST |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33815-4460 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | KEYSTONE ADD PB 7 PG 12 BLK B LOT 4 W1/2 & 5 |
| Legal Range | 23E |
| Legal Township | 28S |
| Legal Section | 24 |
| Legal Subdivision | KEYSTONE ADDITION |
| Legal Tract | 114500 |
| Legal Block | B |
| Legal Lot Number | 4 |
| Jurisdiction | POLK FL |
| Minor Civil Division | LAKELAND |
| Census Blockgroup | 1 |
| Census Block | 1042 |
| Census Tract | 10800 |
Source: Polk County records · APN 23-28-24-114500-002040
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1126 RUBY ST, LAKELAND, FL 33815-4460 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 07, 2026 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage SOUTH STATE BANK |
| Apr 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage SUCCESS MORTGAGE PARTNERS INC |
| Sep 21, 2021 | Warranty Deed, Transfer · Conventional Mortgage HIS CAPITAL SOURCE FLORIDA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 07, 2026 · Amount on Record |
| Deed Sale | Aug 07, 2026 · Amount on Record |
| Prior Sale | Apr 22, 2022 · Amount on Record |
| Deed Doc Number | 2026190574 |
| Deed Book / Page | 14107 / 334 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 07, 2026 |
| Property Address | 1126 RUBY ST, LAKELAND, FL 33815-4460 |
| Document Number | 0000190574 |
| Book / Page | 14107 / 334 |
| Instrument Date | Aug 03, 2026 |
| Instrument | 2026190574 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2026 |
| Title Company | LAKELAND TITLE LLC, LAKELAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $202,202.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1126 RUBY ST, LAKELAND, FL 33815-4460 |
| Document Number | 0000190575, |
|---|---|
| Date | Aug 07, 2026 |
| Book Page | 14107/337 |
| Instrument | 2026190575 |
| Name | SOUTH STATE BANK |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2056 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 22, 2022 |
| Property Address | 1126 RUBY ST, LAKELAND, FL 33815-4460 |
| Document Number | 0000110295 |
| Book / Page | 12222 / 20 |
| Map Reference | MB 7 PG 12 |
| Instrument Date | Apr 15, 2022 |
| Instrument | 2022110295 |
| Transaction Type | Transfer |
| Record Updated | May 06, 2022 |
| Title Company | EASY TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,995.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2202 N LOIS AVE, 2202, TAMPA, FL 33607-2530 |
| Name | Verified Name |
|---|---|
| Address | 1126 RUBY ST, LAKELAND, FL 33815-4460 |
| Document Number | 0001222222 |
|---|---|
| Date | Apr 22, 2022 |
| Instrument | 12222/22 |
| Name | SUCCESS MORTGAGE PARTNERS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 21, 2021 |
| Property Address | 1126 RUBY ST, LAKELAND, FL 33815-4460 |
| Document Number | 0000246479 |
| Book / Page | 11902 / 1355 |
| Map Reference | MB 7 PG 12 |
| Instrument Date | Sep 13, 2021 |
| Instrument | 2021246479 |
| Transaction Type | Transfer |
| Record Updated | Oct 06, 2021 |
| Title Company | ADVANCE TITLE, ADVANTAGE TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,085.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1207 COSTINE DR, 1207, LAKELAND, FL 33809-0804 |
| Name | Verified Name |
|---|---|
| Address | 6328 HEREFORD DR, LAKELAND, FL 33810-3288 |
| Document Number | 0119021357 |
|---|---|
| Date | Sep 21, 2021 |
| Instrument | 11902/1357 |
| Name | HIS CAPITAL SOURCE FLORIDA |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Oct 01, 2022 |
Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lakeland City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,655.00 (-2.74%) | $202,608 (-3.81%) Land $38,653 Building $163,955 | $202,608 (-3.81%) Land $38,653 Building $163,955 |
| 2024 | $3,758.00 (-2.11%) | ||
| 2023 | $3,839.00 (+35.99%) | $210,626 (+37.04%) Land $37,580 Building $173,046 | $210,626 (+37.04%) Land $37,580 Building $173,046 |
| 2022 | $2,823.00 | $153,697 Land $17,716 Building $135,981 | $153,697 Land $17,716 Building $135,981 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 4% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Lake Hunter Terrace Historic District listed 2002 · 163 contributing resources · NRIS 02001536 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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