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1125 Ruby St, Lakeland, FL 33815 Property Records

Polk County property record for 1125 Ruby St, Lakeland, FL 33815 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1920
Square Footage1,674 sqft Living Area
Lot Size18,587 sqft (0.427 acres)
OccupancyOwner Occupied
Last Sale$158,000 (2020)
Tax Bill$2,064.00 (2025)

Property Details

APN / Parcel Number

Primary APN23-28-24-114500-001040
Alternative APNs
  • 242823114500001040
  • 42823000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area1,674 sqft Living Area
1st Floor1,404 sqft 1st Floor
Upper Floors270 sqft Upper Floors
Stories2 Stories
Primary FlooringTile Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialWood Exterior
Construction TypeWood Construction
Roof ConstructionGable Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area18,587 sqft (0.427 acres)
Depth X Width143 ft x 129 ft Depth x Width
Porch Area246 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling

Location & Zoning

Street Address1125 RUBY ST
CityLAKELAND
StateFL
Zip33815-4459
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionKEYSTONE ADD PB 7 PG 12 BLK A LOT 4 W1/2 & 5 6
Legal Range23E
Legal Township28S
Legal Section24
Legal SubdivisionKEYSTONE ADDITION
Legal Tract114500
Legal BlockA
Legal Lot Number4
JurisdictionPOLK FL
Minor Civil DivisionLAKELAND
Census Blockgroup1
Census Block1023
Census Tract10800

Owner

Source: Polk County records · APN 23-28-24-114500-001040

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1125 RUBY ST, LAKELAND, FL 33815-4459
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 09, 2022Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Mar 02, 2020Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
RP FNDG
Jul 08, 2019Trustee's Deed, Foreclosure
NOT AVAILABLE
Oct 29, 2018Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 02, 2020 · Amount on Record
Deed SaleMar 02, 2020 · Amount on Record
Prior SaleJul 08, 2019 · Amount on Record
Deed Doc Number202047307
Deed Book / Page11158 / 2193
Transfer Doc4656001528
Record RefreshedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address1125 RUBY ST, LAKELAND, FL 33815-4459
Transaction TypeMortgage
Record UpdatedAug 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1125 RUBY ST, LAKELAND, FL 33815-4459

Mortgage

Document Number0000063498
DateMar 09, 2022
Book Page12152/1570
Instrument2022063498
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2052

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMar 02, 2020
Property Address1125 RUBY ST, LAKELAND, FL 33815-4459
Document Number0111582193
Book / Page011158 / 002193
Instrument DateFeb 27, 2020
Instrument47307
Transaction TypeTransfer
Record UpdatedMar 23, 2020
Title CompanySECURITY NATIONAL TITLE AND ESCROW, SECURITY NAT'L TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,106.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1125 RUBY ST LAKELAND FL 338154459, LAKELAND, FL 33815-4459

Mortgage

Document Number111582195
DateMar 02, 2020
Book Page011158/002195
Instrument47308
Lender
NameRP FNDG
TypeFunding / Finance Company
AddressLAKE MARY, FL 32746
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueMar 01, 2050

July 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionPOLK FL
Recording DateJul 08, 2019
Property Address1125 RUBY ST, LAKELAND, FL 33815-4459
Document Number0108991734
Book / Page010899 / 001734
Instrument DateJun 24, 2019
Instrument141339
Transaction TypeForeclosure
Record UpdatedJul 18, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$730.10
Amount AccuracyConfirmed
Additional
  • Result of a Foreclosure Auction
  • Notice of Foreclosure Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 567 LAKELAND FL 338020567, LAKELAND, FL 33802-0567

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateOct 29, 2018
Property Address1125 RUBY ST, LAKELAND, FL 33815-4459
Document Number0106541102
Book / Page010654 / 001102
Instrument DateAug 28, 2018
Instrument226702
Transaction TypeTransfer
Record UpdatedNov 14, 2018

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 497 MULBERRY FL 338600497, MULBERRY, FL 33860-0497

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityLakeland City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,064.00 (+6.72%) Homeowner's exemption$157,605 (+5.99%)$244,152 (-2.44%) Land $66,906 Building $177,246
2023$1,934.00 (+3.37%) Homeowner's exemption$148,702 (+3%)$250,251 (+28.3%) Land $65,048 Building $185,203
2022$1,871.00 Homeowner's exemption$144,371$195,051 Land $30,665 Building $164,386

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Lake Hunter Terrace Historic District
listed 2002 · 163 contributing resources · NRIS 02001536

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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