1117 Ruby St, Lakeland, FL 33815 Property Records

Polk County property record for 1117 Ruby St, Lakeland, FL 33815 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2015
Square Footage	1,813 sqft Living Area
Lot Size	11,143 sqft (0.256 acres)
Occupancy	Owner Occupied
Last Sale	$279,000 (2022)
Tax Bill	$3,722.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`23-28-24-114500-001030`
Alternative APNs	`242823114500001020` `242823114500001030` `42823000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,813 sqft Living Area
1st Floor	1,813 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Wood Construction
Roof Construction	Gable Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	11,143 sqft (0.256 acres)
Depth X Width	143 ft x 129 ft Depth x Width
Garage Type	Detached Garage
Garage Area	280 sqft Garage
Porch Area	100 sqft Porch

Location & Zoning

Street Address	1117 RUBY ST
City	LAKELAND
State	FL
Zip	33815-4459
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	KEYSTONE ADD PB 7 PG 12 BLK A LOTS 3 & E1/2 OF 4
Legal Range	23E
Legal Township	28S
Legal Section	24
Legal Subdivision	KEYSTONE ADDITION
Legal Tract	114500
Legal Block	A
Legal Lot Number	3
Jurisdiction	POLK FL
Minor Civil Division	LAKELAND
Census Blockgroup	1
Census Block	1023
Census Tract	10800

Owner

Source: Polk County records · APN 23-28-24-114500-001030

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1117 RUBY ST, LAKELAND, FL 33815-4459
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Dec 01, 2022	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage THE MORTGAGE FIRM INC
Jul 02, 2021	Warranty Deed, Transfer · Line of Credit OAK AVENUE CAPITAL LLC
Dec 21, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 01, 2022 · Amount on Record
Deed Sale	Dec 01, 2022 · Amount on Record
Prior Sale	Jul 02, 2021 · Amount on Record
Deed Doc Number	2022310778
Deed Book / Page	12501 / 890
Record Refreshed	Sep 20, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 01, 2022
Property Address	1117 RUBY ST, LAKELAND, FL 33815-4459
Document Number	0000310778
Book / Page	12501 / 890
Map Reference	MB 7 PG 12
Instrument Date	Nov 18, 2022
Instrument	2022310778
Transaction Type	Transfer
Record Updated	Dec 13, 2022
Title Company	GOLDEN RULE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,953.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	122 E MAIN ST # 194, 194, LAKELAND, FL 33801-4655

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1117 RUBY ST, LAKELAND, FL 33815-4459

Mortgage

Document Number	0012501892
Date	Dec 01, 2022
Instrument	12501/892

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 06, 2052

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 02, 2021
Property Address	1117 RUBY ST, LAKELAND, FL 33815-4459
Document Number	0000172285
Book / Page	11786 / 2047
Map Reference	MB 7 PG 12
Instrument Date	May 27, 2021
Instrument	2021172285
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	GOLDEN RULE TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,106.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4318 FOREST HILLS DR, 4318, LAKELAND, FL 33813-1717

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 E MAIN ST # 194, 194, LAKELAND, FL 33801-4655
Investor	Possibly a Property Investor

Mortgage

Document Number	0117862049
Date	Jul 02, 2021
Instrument	11786/2049

Lender

Name	OAK AVENUE CAPITAL LLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 21, 2020
Property Address	1117 RUBY ST, LAKELAND, FL 33815-4459
Document Number	0115050293
Book / Page	011505 / 000293
Instrument Date	Dec 18, 2020
Instrument	276400
Transaction Type	Transfer
Record Updated	Jan 08, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$819.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4318 FOREST HILLS DR LAKELAND FL 338131717, LAKELAND, FL 33813-1717
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,722.00 (-21.95%) Homeowner's exemption	$249,502 (-4.63%) Land $40,104 Building $209,398	$249,502 (-4.63%) Land $40,104 Building $209,398
2023	$4,769.00 (+76.76%)	$261,610 (+78.1%) Land $38,990 Building $222,620	$261,610 (+78.1%) Land $38,990 Building $222,620
2022	$2,698.00	$146,892 Land $18,381 Building $128,511	$146,892 Land $18,381 Building $128,511

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 4% of Florida
Wildfire Likelihood	About 1 in 7,692 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Lake Hunter Terrace Historic District listed 2002 · 163 contributing resources · NRIS 02001536

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

1117 Ruby St, Lakeland, FL 33815 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Historic Designation

Nearby Properties on Ruby St

Nearby Streets

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