1111 Ruby St, Lakeland, FL 33815 Property Records

Polk County property record for 1111 Ruby St, Lakeland, FL 33815 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2024
Square Footage	1,617 sqft Living Area
Lot Size	7,423 sqft (0.17 acres)
Occupancy	Owner Occupied
Last Sale	$355,000 (2024)
Tax Bill	$2,896.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`23-28-24-114500-001021`
Alternative APN	`242823114500001021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,617 sqft Living Area
1st Floor	1,617 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Hip Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	7,423 sqft (0.17 acres)
Porch Area	200 sqft Porch

Location & Zoning

Street Address	1111 RUBY ST
City	LAKELAND
State	FL
Zip	33815-4459
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	KEYSTONE ADD PB 7 PG 12 BLK A LOT 2
Legal Range	23E
Legal Township	28S
Legal Section	24
Legal Subdivision	KEYSTONE ADDITION
Legal Block	A
Legal Lot Number	2
Jurisdiction	POLK FL
Minor Civil Division	LAKELAND
Census Blockgroup	1
Census Block	1023
Census Tract	10800

Owner

Source: Polk County records · APN 23-28-24-114500-001021

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1111 RUBY ST, LAKELAND, FL 33815-4459
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 28, 2024 · Amount on Record
Deed Sale	Oct 28, 2024 · Amount on Record
Deed Doc Number	2024243839
Deed Book / Page	13311 / 1742
Record Refreshed	Sep 20, 2026

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 28, 2024
Property Address	1111 RUBY ST, LAKELAND, FL 33815-4459
Document Number	0000243839
Book / Page	13311 / 1742
Map Reference	MB 7 PG 12
Instrument Date	Oct 22, 2024
Instrument	2024243839
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	PUBLIC TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,485.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 S FLORIDA AVE, LAKELAND, FL 33801-5226

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	1111 RUBY ST, LAKELAND, FL 33815-4459

Mortgage

Document Number	0133111744
Date	Oct 28, 2024
Instrument	13311/1744

Lender

Name	UNITED MUTUAL FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2054

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,896.00 (+749.27%) Homeowner's exemption	$203,738 (+553.59%)	$230,917 (+640.78%) Land $31,915 Building $199,002
2023	$341.00 (+52.23%)	$31,172 (+154.55%) Land $31,172	$31,172 (+154.55%) Land $31,172
2022	$224.00	$12,246 Land $12,246	$12,246 Land $12,246

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 4% of Florida
Wildfire Likelihood	About 1 in 7,692 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Lake Hunter Terrace Historic District listed 2002 · 163 contributing resources · NRIS 02001536

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.