Polk County property record for 1140 Ruby St, Lakeland, FL 33815 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1925 |
| Square Footage | 1,284 sqft Living Area |
| Lot Size | 14,314 sqft (0.329 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $194.00 (2025) |
| Primary APN | 23-28-24-114500-002080 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,284 sqft Living Area |
| 1st Floor | 1,284 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Wood Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 14,314 sqft (0.329 acres) |
| Depth X Width | 138 ft x 103 ft Depth x Width |
| Shed | 1 Shed |
| Porch Area | 250 sqft Porch |
| Cooling System | Central Cooling |
|---|
| Street Address | 1140 RUBY ST |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33815-4460 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | KEYSTONE ADD PB 7 PG 12 BLK B LOTS 8 & 9 |
| Legal Range | 23E |
| Legal Township | 28S |
| Legal Section | 24 |
| Legal Subdivision | KEYSTONE ADDITION |
| Legal Tract | 114500 |
| Legal Block | B |
| Legal Lot Number | 8,9 |
| Jurisdiction | POLK FL |
| Minor Civil Division | LAKELAND |
| Census Blockgroup | 1 |
| Census Block | 1042 |
| Census Tract | 10800 |
Source: Polk County records · APN 23-28-24-114500-002080
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1140 RUBY ST, LAKELAND, FL 33815-4460 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1140 RUBY ST, LAKELAND, FL 33815-4460 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1140 RUBY ST, LAKELAND, FL 33815-4460 |
| Document Number | 0000335564 |
|---|---|
| Date | Dec 30, 2022 |
| Book Page | 12535/1693 |
| Instrument | 2022335564 |
| Name | CITIZENS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | FROSTPROOF, FL 33843 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lakeland City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $194.00 (+25.97%) Homeowner's exemption | $40,801 (+5.99%) | $198,274 (-2.8%) Land $51,527 Building $146,747 |
| 2023 | $154.00 (-29.36%) Homeowner's exemption | $38,496 (+3%) | $203,996 (+24.6%) Land $50,096 Building $153,900 |
| 2022 | $218.00 Homeowner's exemption | $37,375 | $163,717 Land $23,616 Building $140,101 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Lake Hunter Terrace Historic District listed 2002 · 163 contributing resources · NRIS 02001536 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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