Polk County property record for 1048 Ruby St, Lakeland, FL 33815 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1990 |
| Square Footage | 1,388 sqft Living Area |
| Lot Size | 8,999 sqft (0.207 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $280,000 (2022) |
| Tax Bill | $3,119.00 (2025) |
| Primary APN | 23-28-24-114000-002120 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,388 sqft Living Area |
| Gross Area | 1,648 sqft Gross Area |
| 1st Floor | 1,388 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Concrete/Cement Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Other Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 8,999 sqft (0.207 acres) |
| Depth X Width | 135 ft x 66 ft Depth x Width |
| Garage Type | Attached Garage |
| Garage Area | 260 sqft Garage |
| Porch Area | 24 sqft Porch |
| Utility Building | 104 sqft Utility Building |
| Cooling System | Central Cooling |
|---|
| Street Address | 1048 RUBY ST |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33815-4458 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LAKE HUNTER TERRACE HEIGHTS PB 6 PG 38 BLK B LOT 12 & W 5 FT OF 11 |
| Legal Range | 23E |
| Legal Township | 28S |
| Legal Section | 24 |
| Legal Subdivision | LAKE HUNTER TERRACE HEIGHTS |
| Legal Tract | 114000 |
| Legal Block | B |
| Legal Lot Number | 12 |
| Jurisdiction | POLK FL |
| Minor Civil Division | LAKELAND |
| Census Blockgroup | 1 |
| Census Block | 1043 |
| Census Tract | 10800 |
Source: Polk County records · APN 23-28-24-114000-002120
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1048 RUBY ST, LAKELAND, FL 33815-4458 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Jun 21, 2022 | Warranty Deed, Transfer · Veterans Administration Mortgage STOCKTON MORTGAGE CORP |
| Feb 01, 2017 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 21, 2022 · Amount on Record |
| Deed Sale | Jun 21, 2022 · Amount on Record |
| Prior Sale | Jan 01, 2017 · Amount on Record |
| Deed Doc Number | 2022169454 |
| Deed Book / Page | 12306 / 18 |
| Prior Transfer Date | Dec 22, 2005 |
| Prior Transfer Doc | 0000014358 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 21, 2022 |
| Property Address | 1048 RUBY ST, LAKELAND, FL 33815-4458 |
| Document Number | 0000169454 |
| Book / Page | 12306 / 18 |
| Map Reference | MB 6 PG 38 |
| Instrument Date | Jun 16, 2022 |
| Instrument | 2022169454 |
| Transaction Type | Transfer |
| Record Updated | Jul 04, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,960.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2096 FARRINGTON DR, 2096, LAKELAND, FL 33809-6835 |
| Name | Verified Name |
|---|---|
| Address | 1048 RUBY ST, LAKELAND, FL 33815-4458 |
| Document Number | 0001230619 |
|---|---|
| Date | Jun 21, 2022 |
| Instrument | 12306/19 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 01, 2017 |
| Property Address | 1048 RUBY ST, LAKELAND, FL 33815-4458 |
| Document Number | 0100530335 |
| Book / Page | 010053 / 000335 |
| Instrument Date | Dec 23, 2016 |
| Instrument | 20070 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2017 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2096 FARRINGTON DR LAKELAND FL 338096835, LAKELAND, FL 33809-6835 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lakeland City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,119.00 (-5.54%) Homeowner's exemption | $216,112 (-3.4%) Land $38,704 Building $177,408 | $216,112 (-3.4%) Land $38,704 Building $177,408 |
| 2023 | $3,302.00 (+54.3%) Homeowner's exemption | $223,730 (+34.73%) Land $37,804 Building $185,926 | $223,730 (+34.73%) Land $37,804 Building $185,926 |
| 2022 | $2,140.00 | $166,064 Land $14,852 Building $151,212 | $166,064 Land $14,852 Building $151,212 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 4% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Lake Hunter Terrace Historic District listed 2002 · 163 contributing resources · NRIS 02001536 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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