1120 Montecito, Bulverde, TX 78163 Property Records

Comal County property record for 1120 Montecito, Bulverde, TX 78163

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,701 sqft · built 2019
Lot Size	5.15 acres (224,334 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,276 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Mar 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-5052-7040-00`

Property Details

APN / Parcel Number

Primary APN	`3-5052-7040-00`
Alternative APN	`361671`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,700 sqft Living Area
Gross Area	4,939 sqft
1st Floor Area	3,700 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2020
Exterior Material	Stone
Roof Type	Gable
Roof Material	Metal
Lot Area	224,334 sqft
Garage Type	Attached
Garage Area	884 sqft
Parking Spaces	4 Parking Spaces
Porch	Covered Porch
Porch Area	637 sqft
Storage Building	840 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1120 MONTECITO
City	BULVERDE
State	TX
Zip	78163-2082
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTEOLA, BLOCK 2, LOT 9
Legal Subdivision	MONTEOLA
Legal Block	2
Legal Lot Number	9
Jurisdiction	COMAL TX
Township / Civil Division	CANYON LAKE
Census Block Group	2
Census Block	2005
Census Tract	310706

Owner

Source: Comal County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1120 MONTECITO, BULVERDE, TX 78163-2082
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 8, 2019	Deed of Trust, Mortgage SAGE CAP BK NA
Nov 30, 2018	Grant Deed, Transfer NOT AVAILABLE
Feb 2, 2017	Grant Deed, Construction Loan · Construction Mortgage CADENCE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2018
Deed Sale	Nov 30, 2018
Deed Document Number	201845965
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Property Address	1120 MONTECITO, BULVERDE, TX 78163-2082
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006013707
Date	Apr 14, 2020
Instrument	202006013707

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Property Address	1120 MONTECITO, BULVERDE, TX 78163-2082
Document Number	0006008009
Instrument Date	Mar 8, 2019
Transaction Type	Mortgage
Record Updated	Mar 18, 2019
Title Company	ALAMO TITLE COMPANY, ALAMO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	806 LARI DAWN SAN ANTONIO TX 782584011, SAN ANTONIO, TX 78258-4011

Mortgage

Document Number	0006008009
Date	Mar 8, 2019
Instrument	6008009

Lender

Name	SAGE CAP BK NA
Type	Bank
Address	GONZALES, TX 78629

Agreement

Amount	Amount Recorded

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COMAL TX
Recording Date	Nov 30, 2018
Property Address	1120 MONTECITO, BULVERDE, TX 78163-2082
Document Number	0006045965
Instrument Date	Nov 30, 2018
Instrument	6045965
Transaction Type	Transfer
Record Updated	Dec 13, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	806 LARI DAWN SAN ANTONIO TX 782584011, SAN ANTONIO, TX 78258-4011

February 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	COMAL TX
Recording Date	Feb 2, 2017
Property Address	1120 MONTECITO, BULVERDE, TX 78163-2082
Instrument Date	Oct 31, 2016
Instrument	6004592
Transaction Type	Construction Loan
Record Updated	Apr 6, 2017

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	825 W BITTERS RD #200 SAN ANTONIO TX 782167965, 200, SAN ANTONIO, TX 78216-7965

Mortgage

Document Number	0006004592
Date	Feb 2, 2017
Instrument	6004592

Lender

Name	CADENCE BK
Type	Bank
Address	10003 NW MILITARY HWY # 3207AL, SAN ANTONIO, TX 78231-1885

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 1, 2018

Tax Assessment & Valuation

Source: Comal County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Comal County
Unified School District	Comal Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,313,940 (+3.21%) Land $447,250 Building $866,690	$1,313,940 (+1.27%) Land $447,250 Building $866,690
2025	$9,276.00 (-8.27%) Homeowner's exemption Senior Citizen's exemption	$1,273,124 (-9.05%) Land $286,240 Building $1,011,170	$1,297,410 (-7.32%) Land $286,240 Building $1,011,170
2024	$10,112.00 (+1.99%)
2023		$1,399,840 Land $286,240 Building $1,113,600	$1,399,840 Land $286,240 Building $1,113,600
2022	$9,915.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 61% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GVTC Fiber	5,000 / 5,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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