112 River Dr, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 112 River Dr, Three Rivers, MI 49093

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 780 sqft · built 1900
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on Record
Last Sale$58,500 (Jul 2019)
Tax Bill$1,245 (2025)
Deeds & MortgagesJul 2019 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN051-410-034-00

Property Details

APN / Parcel Number

Primary APN051-410-034-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Stories1 Story
Building Area780 sqft Living Area
1st Floor Area520 sqft
Basement Area520 sqft
Unfinished Basement725 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions160 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address112 RIVER DR
CityTHREE RIVERS
StateMI
Zip49093-1654
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionLOT 110 CENTRAL ADD. CITY OF THREE RIVERS.
Legal SubdivisionCITY OF THREE RIVERS
Legal Lot Number110
JurisdictionST JOSEPH MI
Township / Civil DivisionTHREE RIVERS
Census Block Group1
Census Block1032
Census Tract40400

Owner

Source: St. Joseph County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address112 RIVER DR, THREE RIVERS, MI 49093-1654
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 3, 2019 · Amount on Record
Deed SaleJul 3, 2019 · Amount on Record
Prior SaleApr 10, 2012 · Amount on Record
Deed Book / Page1965 / 67
Prior Transfer DateOct 7, 2014
Prior Transfer Doc01761/0184
Record UpdatedSep 20, 2026

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOSEPH MI
Recording DateJul 3, 2019
Property Address112 RIVER DR, THREE RIVERS, MI 49093-1654
Document Number01965/0067
Book / Page1965 / 0067
Map ReferenceLB 1 PG 30
Instrument DateJun 27, 2019
Transaction TypeTransfer
Record UpdatedFeb 27, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$503.10
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address83510 WALDRON DR, LAWTON, MI 49065-7608

Transferred To (Grantee/Buyer)

NameVerified Name
Address13214 COUNTY ROAD 2, MIDDLEBURY, IN 46540-8945
InvestorPossibly a Property Investor

Mortgage

Document Number0000196569
DateJul 3, 2019
Instrument1965/69
Lender
NameTOWNE MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2049

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

TypeName
StateMichigan
CountySt. Joseph County
MunicipalityThree Rivers City
Unified School DistrictThree Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$65,100 (+41.83%)$130,200 (+41.83%)
2025$1,245.00 (-25.31%) Homeowner's exemption
2023$45,900 Land $1,900 Building $44,000$91,800 Land $3,800 Building $88,000
2022$1,667.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 11 individual policies
Nearby Flood Policies44 units insured
incl. 33 condo units
Nearby Flood Claims20 (1981–2020)
Most Recent ClaimMay 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTHREE RIVERS
serves 7,905 people · EPA ID MI0006610
Water SourceGroundwater
Last State InspectionApr 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20

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