St. Joseph County property record for 111 River Dr, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,119 sqft · built 1900 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $122,900 (Sep 2026) |
| Tax Bill | $3,437 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Nov 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 051-410-029-00 |
| Primary APN | 051-410-029-00 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,119 sqft Living Area |
| 1st Floor Area | 1,612 sqft |
| Basement Area | 676 sqft |
| Unfinished Basement | 676 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 78 ft deep x 115 ft wide |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 111 RIVER DR |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-1677 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOTS 59 & 60 CENTRAL ADDITION TO CITY OF THREE RIVERS. EXC W 20 FT. ALSO PT OF LOTS 46 & 47 DESC AS: COM NW COR LOT 46 TH ELY |
| Legal Subdivision | CENTRAL ADDITION |
| Legal Lot Number | 59-60 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 40400 |
Source: St. Joseph County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 535 SHERWOOD DR, BRISTOL, IN 46507-8763 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 11, 2026 | Warranty Deed, Transfer · FHA Mortgage STOCKTON MORTGAGE |
| Nov 9, 2021 | Warranty Deed, Transfer · Conventional Mortgage CENTIER BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 11, 2026 · Amount on Record |
| Deed Sale | Sep 11, 2026 · Amount on Record |
| Prior Sale | Nov 9, 2021 · Amount on Record |
| Deed Document Number | 20267320 |
| Prior Transfer Date | Dec 30, 2009 |
| Prior Transfer Doc | 1561/0214 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Sep 11, 2026 |
| Property Address | 111 RIVER DR, THREE RIVERS, MI 49093-1677 |
| Document Number | 0000007320 |
| Instrument Date | Sep 3, 2026 |
| Instrument | 20267320 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2026 |
| Title Company | DEVON, DEVON TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $93,096.75 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000007321, |
|---|---|
| Date | Sep 11, 2026 |
| Instrument | 20267321 |
| Name | STOCKTON MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 1, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Nov 9, 2021 |
| Property Address | 111 RIVER DR, THREE RIVERS, MI 49093-1677 |
| Document Number | 2021011313 |
| Map Reference | LB 1 PG 30 |
| Instrument Date | Nov 5, 2021 |
| Instrument | 2021011313 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2021 |
| Title Company | TITLE RESOURCE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $435.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 111 RIVER DR, 111, THREE RIVERS, MI 49093-1677 |
| Name | Verified Name |
|---|---|
| Address | 111 RIVER DR, THREE RIVERS, MI 49093-1677 |
| Date | Nov 9, 2021 |
|---|
| Name | CENTIER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $77,700 (+9.59%) Land $5,500 Building $72,200 | $155,400 (+9.59%) Land $11,000 Building $144,400 | |
| 2025 | $3,437.00 (+58.83%) | $70,900 (+30.09%) Land $5,500 Building $65,400 | $141,800 (+30.09%) Land $11,000 Building $130,800 |
| 2023 | $54,500 Land $4,300 Building $50,200 | $109,000 Land $8,600 Building $100,400 | |
| 2022 | $2,164.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 11 individual policies |
| Nearby Flood Policies | 44 units insured incl. 33 condo units |
| Nearby Flood Claims | 20 (1981–2020) |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THREE RIVERS serves 7,905 people · EPA ID MI0006610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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