St. Joseph County property record for 108 River Dr, Three Rivers, MI 49093
| Property Type | Residential Vacant Land |
|---|---|
| Details | 2 ba · 1,924 sqft · built 1920 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Company Name on Record |
| Last Sale | $24,836 (May 2025) |
| Tax Bill | $559 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage Sep 2022 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 051-410-035-00 |
| Primary APN | 051-410-035-00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,924 sqft Living Area |
| 1st Floor Area | 1,300 sqft |
| Basement Area | 624 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 17,860 sqft (0.41 acres) |
| Lot Dimensions | 120 ft deep x 150 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 108 RIVER DR |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-1654 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | R-2 |
| Legal Description | LOTS 111-112-113 CENTRAL ADD. CITY OF THREE RIVERS. |
| Legal Subdivision | CITY OF THREE RIVERS |
| Legal Lot Number | 111-113 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 40400 |
Source: St. Joseph County records, as of July 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1904 SE 148TH AVE, PORTLAND, OR 97233-2727 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 23, 2018 | Deed of Trust, Mortgage COMMUNITY CHOICE CU |
| Sep 9, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 12, 2025 · Amount on Record |
| Deed Sale | May 12, 2025 · Amount on Record |
| Prior Sale | Nov 8, 2024 · Amount on Record |
| Deed Document Number | 20253787 |
| Prior Transfer Date | Sep 8, 2022 |
| Prior Transfer Doc | 2022007979 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 108 RIVER DR, THREE RIVERS, MI 49093-1654 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 01908/0050 |
|---|---|
| Date | Mar 23, 2018 |
| Book Page | 1908/0050 |
| Name | COMMUNITY CHOICE CU |
|---|---|
| Type | Credit Union |
| Address | FARMINGTON, MI 48334 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Mar 28, 2033 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Sep 9, 2022 |
| Property Address | 108 RIVER DR, THREE RIVERS, MI 49093-1654 |
| Document Number | 2022007979 |
| Instrument Date | Sep 8, 2022 |
| Instrument | 2022007979 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 125 W MAIN ST, CENTREVILLE, MI 49032-9623 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 66, SWEDESBORO, NJ 08085-0066 |
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,900 (+1.14%) Land $8,900 | $17,800 (+1.14%) Land $17,800 | |
| 2025 | $559.00 (-69.95%) | $8,800 (+57.14%) Land $8,800 | $17,600 (+57.14%) Land $17,600 |
| 2023 | $5,600 Land $5,600 | $11,200 Land $11,200 | |
| 2022 | $1,860.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 11 individual policies |
| Nearby Flood Policies | 44 units insured incl. 33 condo units |
| Nearby Flood Claims | 20 (1981–2020) |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THREE RIVERS serves 7,905 people · EPA ID MI0006610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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