St. Joseph County property record for 109 River Dr, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,168 sqft · built 1966 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $73,000 (Nov 2006) |
| Tax Bill | $1,549 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 051-410-029-01 |
| Primary APN | 051-410-029-01 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,168 sqft Living Area |
| 1st Floor Area | 1,168 sqft |
| Basement Area | 1,168 sqft |
| Unfinished Basement | 1,168 sqft |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Ranch |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 115 ft deep x 96 ft wide |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 109 RIVER DR |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-1677 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOTS 46 & 47 CENTRAL ADD TO CITY OF THREE RIVERS EXC COM AT NW COR SD LOT 46 TH ELY ALG N LINE SD LOT 21 FT TH SWLY TO SW COR |
| Legal Subdivision | CENTRAL ADD |
| Legal Lot Number | 46-47 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 40400 |
Source: St. Joseph County records, as of July 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 109 RIVER DR, THREE RIVERS, MI 49093-1677 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 27, 2006 · Amount on Record |
| Deed Sale | Nov 27, 2006 · Amount on Record |
| Prior Sale | May 20, 2002 · Amount on Record |
| Deed Book / Page | 1409 / 261 |
| Prior Transfer Date | Aug 30, 2005 |
| Prior Transfer Doc | 1409/0258 |
| Record Updated | Oct 29, 2026 |
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $65,100 (+8.32%) Land $5,600 Building $59,500 | $130,200 (+8.32%) Land $11,200 Building $119,000 | |
| 2025 | $1,549.00 (+13.4%) Homeowner's exemption | $60,100 (+28.97%) Land $5,500 Building $54,600 | $120,200 (+28.97%) Land $11,000 Building $109,200 |
| 2023 | $46,600 Land $3,600 Building $43,000 | $93,200 Land $7,200 Building $86,000 | |
| 2022 | $1,366.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 11 individual policies |
| Nearby Flood Policies | 44 units insured incl. 33 condo units |
| Nearby Flood Claims | 20 (1981–2020) |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THREE RIVERS serves 7,905 people · EPA ID MI0006610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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