Kane County property record for 1102 James St, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,434 sqft · built 1940 |
| Lot Size | 0.252 acres (10,981 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,025,000 (May 2025) |
| Tax Bill | $19,545 (2025) |
| Deeds & Mortgages | Mar 2026 Transfer Mar 2026 Transfer + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-03-308-023 |
| Primary APN | 12-03-308-023 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,434 sqft Living Area |
| Gross Area | 3,334 sqft |
| Basement Area | 900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod |
| Lot Area | 10,981 sqft (0.252 acres) |
| View / Lot | Golf Course |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Street Address | 1102 JAMES ST |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-2020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 & THE ELY 2.0 FEET OF LOT 14 & THAT PT OF LOT 12 OF THE RESUB OF BLK 3 OF HOMEWOOD ADD |
| Legal Subdivision | HOMEWOOD ADD |
| Legal Block | 3 |
| Legal Lot Number | 12-14 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 852608 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 133 S WILLISTON ST, WHEATON, IL 60187-5850 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 27, 2026 | Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Mar 27, 2026 | Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Jan 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Apr 15, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL SAVINGS BANK |
| May 6, 2022 | Warranty Deed, Transfer CHICAGO TITLE INSURANCE CO |
| Dec 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ALLIANT CU |
| Feb 4, 2020 | Deed of Trust, Mortgage · Line of Credit ALLIANT CU |
| Mar 17, 2017 | Deed of Trust, Mortgage · Line of Credit ALLIANT CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2025 · Amount on Record |
| Deed Sale | May 8, 2025 · Amount on Record |
| Prior Sale | May 6, 2022 · Amount on Record |
| Deed Document Number | 202516682 |
| Prior Transfer Date | Jun 27, 2003 |
| Prior Transfer Doc | 0000139057 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 27, 2026 |
| Property Address | 1102 JAMES ST, GENEVA, IL 60134-2020 |
| Document Number | 0000012292 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 2026K012292 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 27, 2026 |
| Property Address | 1102 JAMES ST, GENEVA, IL 60134-2020 |
| Document Number | 0000012293 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 2026K012293 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1102 JAMES ST, GENEVA, IL 60134-2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Name | Verified Name |
|---|---|
| Address | 1102 JAMES ST, GENEVA, IL 60134-2020 |
| Document Number | 0000003605 |
|---|---|
| Date | Jan 27, 2026 |
| Instrument | 2026K003605 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1102 JAMES ST, GENEVA, IL 60134-2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000012126 |
|---|---|
| Date | Apr 15, 2024 |
| Instrument | 2024K012126 |
| Name | FIRST FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | OTTAWA, IL 61350 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 25, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 6, 2022 |
| Property Address | 1102 JAMES ST, GENEVA, IL 60134-2020 |
| Document Number | 0000024642 |
| Instrument Date | May 6, 2022 |
| Instrument | 2022K024642 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $875.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1102 JAMES ST, GENEVA, IL 60134-2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1102 JAMES ST, GENEVA, IL 60134-2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000080714 |
|---|---|
| Date | Dec 23, 2020 |
| Instrument | 2020K080714 |
| Name | ALLIANT CU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60666 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Aug 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 5.25% |
| Index | 1-Year LIBOR |
| Max Rate | 5.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1102 JAMES ST, GENEVA, IL 60134-2020 |
| Document Number | 0000021240 |
| Instrument Date | Feb 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1102 JAMES ST GENEVA IL 601342020, GENEVA, IL 60134-2020 |
| Document Number | 0000021240 |
|---|---|
| Date | Apr 28, 2020 |
| Instrument | 21240 |
| Name | ALLIANT CU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60666 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 27, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1102 JAMES ST, GENEVA, IL 60134-2020 |
| Document Number | 0000018700 |
| Instrument Date | Mar 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1102 JAMES ST GENEVA IL 601342020, GENEVA, IL 60134-2020 |
| Document Number | 0000018700 |
|---|---|
| Date | Apr 17, 2017 |
| Instrument | 18700 |
| Name | ALLIANT CU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60666 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 16, 2032 |
| Rate Type | Adjustable Rate |
|---|
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,545.00 (+3.25%) | $278,620 (+8.5%) Land $67,424 Building $211,196 | $836,194 (+8.5%) Land $202,353 Building $633,842 |
| 2024 | $18,930.00 (+10.81%) | $256,793 (+21.92%) Land $62,142 Building $194,651 | $770,687 (+21.97%) Land $186,501 Building $584,187 |
| 2022 | $17,084.00 (+2.93%) Homeowner's exemption | $210,621 (+3.86%) Land $52,493 Building $158,128 | $631,863 (+3.86%) Land $157,479 Building $474,384 |
| 2021 | $16,597.00 Homeowner's exemption | $202,793 Land $50,542 Building $152,251 | $608,379 Land $151,626 Building $456,753 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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