1018 James St, Geneva, IL 60134 Property Records

Kane County property record for 1018 James St, Geneva, IL 60134

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,540 sqft · built 2007
Lot Size0.187 acres (8,150 sqft)
Owner2 Company Names on Record
Last Sale$602,000 (Mar 2012)
Tax Bill$22,630 (2025)
Deeds & MortgagesJun 2026 Transfer
Aug 2024 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-03-308-013

Property Details

APN / Parcel Number

Primary APN12-03-308-013

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area3,540 sqft Living Area
Gross Area5,261 sqft
Basement Area1,721 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialWood
Lot Area8,150 sqft (0.187 acres)
View / LotGolf Course
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1018 JAMES ST
CityGENEVA
StateIL
Zip60134-2018
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 (EX SLY 13 FT) BLK 3 OF HOMEWOOD ADD
Legal SubdivisionHOMEWOOD ADD
Legal Block3
Legal Lot Number7
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group2
Census Block2019
Census Tract852608

Owner

Source: Kane County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address1018 JAMES ST, GENEVA, IL 60134-2018
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Aug 20, 2024Deed of Trust, Mortgage · Line of Credit
OLD NATIONAL BANK
May 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
FORTRESS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 12, 2012 · Amount on Record
Deed SaleMar 12, 2012 · Amount on Record
Prior SaleDec 6, 2010 · Amount on Record
Deed Document Number201215476
Last Transfer DateJun 9, 2026
Transfer Doc0000024697
Record UpdatedOct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateJun 15, 2026
Property Address1018 JAMES ST, GENEVA, IL 60134-2018
Document Number0000024697
Instrument DateJun 9, 2026
Instrument202624697
Transaction TypeTransfer
Record UpdatedAug 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address1018 JAMES ST, GENEVA, IL 60134-2018

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1018 JAMES ST, GENEVA, IL 60134-2018
Transaction TypeMortgage
Record UpdatedJun 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1018 JAMES ST, GENEVA, IL 60134-2018

Mortgage

Document Number0000029578
DateAug 20, 2024
Instrument2024K029578
Lender
NameOLD NATIONAL BANK
TypeBank
AddressDEKALB, IL 60115
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 25, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1018 JAMES ST, GENEVA, IL 60134-2018
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCARRINGTON TITLE PARTNERS LL

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000025993
DateMay 20, 2020
Instrument2020K025993
Lender
NameFORTRESS BANK
TypeBank
AddressPEORIA, IL 61615
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$22,630.00 (+13.91%) Homeowner's exemption$321,327 (+8.5%) Land $57,794 Building $263,533$964,367 (+8.5%) Land $173,451 Building $790,915
2024$296,154 (+21.41%) Land $53,266 Building $242,888$888,818 (+21.45%) Land $159,862 Building $728,956
2022$19,866.00 (+2.92%) Homeowner's exemption$243,937 (+3.86%) Land $44,995 Building $198,942$731,811 (+3.86%) Land $134,985 Building $596,826
2021$19,302.00 Homeowner's exemption$234,871 Land $43,323 Building $191,548$704,613 Land $129,969 Building $574,644

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 61% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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