Kane County property record for 1022 James St, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,714 sqft · built 1912 |
| Lot Size | 0.269 acres (11,700 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,350,000 (Sep 2026) |
| Tax Bill | $17,765 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Aug 2020 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-03-308-012 |
| Primary APN | 12-03-308-012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,714 sqft Living Area |
| Gross Area | 2,871 sqft |
| Basement Area | 1,157 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1912 |
| Lot Area | 11,700 sqft (0.269 acres) |
| View / Lot | Golf Course |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Water Source | Commercial |
| Street Address | 1022 JAMES ST |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-2018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3 9 E/2 ADD 3 8 ADD |
| Legal Subdivision | 3 HOMWD ADDN |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 852608 |
Source: Kane County records, as of October 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 629 WEST LN, GENEVA, IL 60134-1038 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Sep 24, 2026 | Deed, Transfer CHICAGO TITLE W, CHICAGO TITLE |
| Aug 21, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Aug 3, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Dec 18, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Jul 13, 2017 | Trustee's Deed, Foreclosure · ARM JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2026 · Amount on Record |
| Deed Sale | Sep 24, 2026 · Amount on Record |
| Prior Sale | Jul 13, 2017 · Amount on Record |
| Deed Document Number | 202641471 |
| Prior Transfer Date | Jul 14, 2020 |
| Prior Transfer Doc | 0000042531 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 24, 2026 |
| Property Address | 1022 JAMES ST, GENEVA, IL 60134-2018 |
| Document Number | 0000041471 |
| Instrument Date | Sep 22, 2026 |
| Instrument | 202641471 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $204,525.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Address | 629 WEST LN, GENEVA, IL 60134-1038 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 21, 2020 |
| Property Address | 1022 JAMES ST, GENEVA, IL 60134-2018 |
| Document Number | 0000047310 |
| Instrument Date | Aug 14, 2020 |
| Instrument | 47310 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1022 JAMES ST GENEVA IL 601342018, GENEVA, IL 60134-2018 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 3, 2020 |
| Property Address | 1022 JAMES ST, GENEVA, IL 60134-2018 |
| Document Number | 0000042531 |
| Instrument Date | Jul 14, 2020 |
| Instrument | 2020K042531 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | CITYWIDE TITLE CORP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1022 JAMES ST, GENEVA, IL 60134-2018 |
| Document Number | 0000042532 |
|---|---|
| Date | Aug 3, 2020 |
| Instrument | 2020K042532 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 18, 2017 |
| Property Address | 1022 JAMES ST, GENEVA, IL 60134-2018 |
| Document Number | 0000065623 |
| Instrument Date | Nov 9, 2017 |
| Instrument | 65623 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1022 JAMES ST GENEVA IL 601342018, GENEVA, IL 60134-2018 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 13, 2017 |
| Property Address | 1022 JAMES ST, GENEVA, IL 60134-2018 |
| Document Number | 0000036056 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 2017K036056 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 27, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $525.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1022 JAMES ST, GENEVA, IL 60134-2018 |
| Document Number | 0000036057 |
|---|---|
| Date | Jul 13, 2017 |
| Instrument | 2017K036057 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Jul 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.37% |
| Index | 1-Year LIBOR |
| Max Rate | 8.37% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,765.00 (+9.64%) Homeowner's exemption | $272,865 (+8.5%) Land $67,424 Building $205,441 | $818,923 (+8.5%) Land $202,353 Building $616,570 |
| 2024 | $251,489 (+17.09%) Land $62,142 Building $189,347 | $754,769 (+17.14%) Land $186,501 Building $568,268 | |
| 2022 | $16,203.00 (+2.94%) Homeowner's exemption | $214,780 (+11.5%) Land $52,493 Building $162,287 | $644,340 (+11.5%) Land $157,479 Building $486,861 |
| 2021 | $15,740.00 Homeowner's exemption | $192,632 Land $50,542 Building $142,090 | $577,896 Land $151,626 Building $426,270 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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