1022 James St, Geneva, IL 60134 Property Records

Kane County property record for 1022 James St, Geneva, IL 60134

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,714 sqft · built 1912
Lot Size0.269 acres (11,700 sqft)
Owner2 Company Names on Record
Last Sale$1,350,000 (Sep 2026)
Tax Bill$17,765 (2025)
Deeds & MortgagesSep 2026 Sale
Aug 2020 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN12-03-308-012

Property Details

APN / Parcel Number

Primary APN12-03-308-012

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,714 sqft Living Area
Gross Area2,871 sqft
Basement Area1,157 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1912
Effective Year BuiltEffective 1912
Lot Area11,700 sqft (0.269 acres)
View / LotGolf Course
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Water SourceCommercial

Location & Zoning

Street Address1022 JAMES ST
CityGENEVA
StateIL
Zip60134-2018
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description3 9 E/2 ADD 3 8 ADD
Legal Subdivision3 HOMWD ADDN
Legal Block2
Legal Lot Number8
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group2
Census Block2019
Census Tract852608

Owner

Source: Kane County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address629 WEST LN, GENEVA, IL 60134-1038
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2026Deed, Transfer
CHICAGO TITLE W, CHICAGO TITLE
Aug 21, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Aug 3, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Dec 18, 2017Quit Claim Deed, Transfer
Quitclaim
Jul 13, 2017Trustee's Deed, Foreclosure · ARM
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 24, 2026 · Amount on Record
Deed SaleSep 24, 2026 · Amount on Record
Prior SaleJul 13, 2017 · Amount on Record
Deed Document Number202641471
Prior Transfer DateJul 14, 2020
Prior Transfer Doc0000042531
Record UpdatedOct 29, 2026

September 2026: Deed, Transfer

Document TypeDeed
JurisdictionKANE IL
Recording DateSep 24, 2026
Property Address1022 JAMES ST, GENEVA, IL 60134-2018
Document Number0000041471
Instrument DateSep 22, 2026
Instrument202641471
Transaction TypeTransfer
Record UpdatedSep 30, 2026
Title CompanyCHICAGO TITLE W, CHICAGO TITLE

Transaction

AmountAmount Recorded
Tax$204,525.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant
Address629 WEST LN, GENEVA, IL 60134-1038

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateAug 21, 2020
Property Address1022 JAMES ST, GENEVA, IL 60134-2018
Document Number0000047310
Instrument DateAug 14, 2020
Instrument47310
Transaction TypeTransfer
Record UpdatedSep 14, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1022 JAMES ST GENEVA IL 601342018, GENEVA, IL 60134-2018

August 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateAug 3, 2020
Property Address1022 JAMES ST, GENEVA, IL 60134-2018
Document Number0000042531
Instrument DateJul 14, 2020
Instrument2020K042531
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyCITYWIDE TITLE CORP

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1022 JAMES ST, GENEVA, IL 60134-2018

Mortgage

Document Number0000042532
DateAug 3, 2020
Instrument2020K042532
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateDec 18, 2017
Property Address1022 JAMES ST, GENEVA, IL 60134-2018
Document Number0000065623
Instrument DateNov 9, 2017
Instrument65623
Transaction TypeTransfer
Record UpdatedJan 3, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1022 JAMES ST GENEVA IL 601342018, GENEVA, IL 60134-2018

July 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionKANE IL
Recording DateJul 13, 2017
Property Address1022 JAMES ST, GENEVA, IL 60134-2018
Document Number0000036056
Instrument DateJun 30, 2017
Instrument2017K036056
Transaction TypeForeclosure
Record UpdatedJul 27, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$525.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address1022 JAMES ST, GENEVA, IL 60134-2018

Mortgage

Document Number0000036057
DateJul 13, 2017
Instrument2017K036057
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueJul 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.37%
Type Change DateJul 1, 2024
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.37%
Index1-Year LIBOR
Max Rate8.37%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$17,765.00 (+9.64%) Homeowner's exemption$272,865 (+8.5%) Land $67,424 Building $205,441$818,923 (+8.5%) Land $202,353 Building $616,570
2024$251,489 (+17.09%) Land $62,142 Building $189,347$754,769 (+17.14%) Land $186,501 Building $568,268
2022$16,203.00 (+2.94%) Homeowner's exemption$214,780 (+11.5%) Land $52,493 Building $162,287$644,340 (+11.5%) Land $157,479 Building $486,861
2021$15,740.00 Homeowner's exemption$192,632 Land $50,542 Building $142,090$577,896 Land $151,626 Building $426,270

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 61% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

Nearby Properties on James St

Nearby Streets

Search Property Records by Address or Parcel Number