Kane County property record for 1202 James St, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,904 sqft · built 1940 |
| Lot Size | 0.234 acres (10,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $715,500 (Jun 2023) |
| Tax Bill | $16,754 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Second Mortgage Aug 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-03-308-006 |
| Primary APN | 12-03-308-006 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,904 sqft Living Area |
| Gross Area | 2,528 sqft |
| Basement Area | 624 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Lot Area | 10,200 sqft (0.234 acres) |
| View / Lot | Golf Course |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|
| Street Address | 1202 JAMES ST |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-2022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOMEWOOD ADD.WLY 1/2 LOT 16&17 |
| Legal Subdivision | HOMEWOOD |
| Legal Block | 2 |
| Legal Lot Number | 16&17 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 852608 |
1202 James St is owned and occupied by two individuals who bought it in June 2023.
Source: Kane County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1569 FARGO BLVD, GENEVA, IL 60134-2978 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 9, 2023 | Warranty Deed, Transfer · Stand-Alone Second Mortgage GREENSTATE CU |
| Aug 30, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Apr 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2023 · Amount on File |
| Deed Sale | Jun 9, 2023 · Amount on File |
| Prior Sale | Aug 30, 2022 · Amount on File |
| Deed Document Number | 202318789 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 9, 2023 |
| Property Address | 1202 JAMES ST, GENEVA, IL 60134-2022 |
| Document Number | 0000018789 |
| Instrument Date | Jun 1, 2023 |
| Instrument | 2023K018789 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $715.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1202 JAMES ST, GENEVA, IL 60134-2022 |
| Document Number | 0000018791 |
|---|---|
| Date | Jun 9, 2023 |
| Instrument | 2023K018791 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2038 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.62% |
| Document Number | 0000018790 |
|---|---|
| Date | Jun 9, 2023 |
| Instrument | 2023K018790 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 30, 2022 |
| Property Address | 1202 JAMES ST, GENEVA, IL 60134-2022 |
| Document Number | 0000043661 |
| Instrument Date | Aug 26, 2022 |
| Instrument | 2022K043661 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2022 |
| Title Company | BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TTL SVCS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $645.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1202 JAMES ST, GENEVA, IL 60134-2022 |
| Document Number | 0000043662 |
|---|---|
| Date | Aug 30, 2022 |
| Instrument | 2022K043662 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1202 JAMES ST, GENEVA, IL 60134-2022 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Title Company | CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP |
| Name | Verified Name |
|---|
| Document Number | 0000029450 |
|---|---|
| Date | Apr 15, 2021 |
| Instrument | 2021K029450 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Mar 1, 2036 |
The 2025 property tax bill for 1202 James St was $16,754 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,754.00 | $239,979 (+8.5%) Land $67,424 Building $172,555 | $720,225 (+8.5%) Land $202,353 Building $517,872 |
| 2024 | $221,179 Land $62,142 Building $159,037 | $663,803 Land $186,501 Building $477,302 | |
| 2022 | $12,742.00 (+2.97%) Homeowner's exemption | $158,619 (+3.86%) Land $52,493 Building $106,126 | $475,857 (+3.86%) Land $157,479 Building $318,378 |
| 2021 | $12,374.00 Homeowner's exemption | $152,724 Land $50,542 Building $102,182 | $458,172 Land $151,626 Building $306,546 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1202 James St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1202 James St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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