110 Laurel Ridge Dr, Simi Valley, CA 93065 Property Records

Ventura County property record for 110 Laurel Ridge Dr, Simi Valley, CA 93065

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,348 sqft · built 2000
Lot Size	0.244 acres (10,615 sqft)
Owner	2 Trust Names on File
Last Sale	$1,490,000 (Jan 2025)
Tax Bill	$12,925 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jan 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`596-0-221-075`

Property Details

APN / Parcel Number

Primary APN	`596-0-221-075`
Alternative APN	`6850120220`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,348 sqft Living Area
1st Floor Area	1,961 sqft
2nd Floor Area	1,387 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	10,615 sqft (0.244 acres)
Garage Area	590 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	400 sqft
Porch	Porch
Porch Area	37 sqft
Patio Area	384 sqft

Location & Zoning

Street Address	110 LAUREL RIDGE DR
City	SIMI VALLEY
State	CA
Zip	93065-7395
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD-
Legal Description	TRACT: 458308 LOT: 342 REF: 134MR 83
Legal Subdivision	134M83-89
Legal Tract	458308
Legal Block	221
Legal Lot Number	342
Jurisdiction	VENTURA CA
Township / Civil Division	SIMI VALLEY
Census Block Group	4
Census Block	4014
Census Tract	7507

Owner

110 Laurel Ridge Dr is owner-occupied and held in a trust since January 2025.

Source: Ventura County records, as of July 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	110 LAUREL RIDGE DR, SIMI VALLEY, CA 93065-7395
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2025	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jan 17, 2025	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
May 21, 2019	Quit Claim Deed, Transfer LEND TO AMERICA INC
May 21, 2019	Grant Deed, Transfer LEND TO AMERICA INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2025 · Amount on File
Deed Sale	Jan 17, 2025 · Amount on File
Prior Sale	May 21, 2019 · Amount on File
Deed Document Number	20253057
Prior Transfer Date	Apr 22, 2019
Prior Transfer Doc	0000056222
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	110 LAUREL RIDGE DR, SIMI VALLEY, CA 93065-7395
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 LAUREL RIDGE DR, SIMI VALLEY, CA 93065-7395

Mortgage

Document Number	0000063920
Date	Sep 8, 2025
Instrument	2025000063920

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Oct 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	SOFR Average 30-Day
Max Rate	10.8%

January 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Jan 17, 2025
Property Address	110 LAUREL RIDGE DR, SIMI VALLEY, CA 93065-7395
Document Number	0000003057
Map Reference	MB 134 PG 83-89
Instrument Date	Oct 23, 2024
Instrument	2025000003057
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	110 LAUREL RIDGE DR, SIMI VALLEY, CA 93065-7395

Mortgage

Document Number	0000003058
Date	Jan 17, 2025
Instrument	2025000003058

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Feb 1, 2030
Change Frequency	6 Months
Min Rate At Change	4.62%
Max Rate At Change	8.62%
Index	SOFR Average 30-Day
Max Rate	11.6%

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	May 21, 2019
Property Address	110 LAUREL RIDGE DR, SIMI VALLEY, CA 93065-7395
Document Number	0000056222
Instrument Date	Apr 22, 2019
Instrument	56222
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	110 LAUREL RIDGE DR SIMI VALLEY CA 930657395, SIMI VALLEY, CA 93065-7395

Mortgage

Document Number	56223
Date	May 21, 2019
Instrument	56223

Lender

Name	LEND TO AMERICA INC
Type	Bank
Address	WOODLAND HILLS, CA 91367

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 20, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	May 21, 2019
Property Address	110 LAUREL RIDGE DR, SIMI VALLEY, CA 93065-7395
Document Number	0000056221
Instrument Date	Apr 16, 2019
Instrument	56221
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	110 LAUREL RIDGE DR SIMI VALLEY CA 930657395, SIMI VALLEY, CA 93065-7395

Mortgage

Document Number	56223
Date	May 21, 2019
Instrument	56223

Lender

Name	LEND TO AMERICA INC
Type	Bank
Address	WOODLAND HILLS, CA 91367

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 20, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 110 Laurel Ridge Dr was $12,925, up 1.1% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Simi Valley City
Unified School District	Simi Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,519,800 (+36.26%) Land $987,870 Building $531,930
2025	$12,925.00 (+1.13%)	$1,115,403 Land $725,086 Building $390,317
2024	$12,780.00 (+6.29%)
2023	$12,024.00 (-0.06%) Homeowner's exemption	$1,072,092 Land $696,931 Building $375,161
2022	$12,031.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 110 Laurel Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 Laurel Ridge Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA WWD NO. 8 - SIMI VALLEY serves 94,736 people · EPA ID CA5610023
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
AT&T DSL	100 / 20

May also be available: Rocket Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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