103 Laurel Ridge Dr, Simi Valley, CA 93065 Property Records

Ventura County property record for 103 Laurel Ridge Dr, Simi Valley, CA 93065

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,034 sqft · built 2000
Lot Size	0.396 acres (17,261 sqft)
Owner	2 Individual Names on File
Last Sale	$1,025,000 (Mar 2021)
Tax Bill	$12,937 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jun 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`596-0-221-105`

Property Details

APN / Parcel Number

Primary APN	`596-0-221-105`
Alternative APN	`6850120220`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,034 sqft Living Area
1st Floor Area	1,610 sqft
2nd Floor Area	1,424 sqft
Upper Floors Area	165 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	17,261 sqft (0.396 acres)
Garage Area	627 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	149 sqft
Deck Area	364 sqft
Patio Area	504 sqft

Location & Zoning

Street Address	103 LAUREL RIDGE DR
City	SIMI VALLEY
State	CA
Zip	93065-7396
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD-
Legal Description	TRACT: 458308 LOT: 345 REF: 134MR 83
Legal Subdivision	TRACT 4583 8
Legal Tract	458308
Legal Block	221
Legal Lot Number	345
Jurisdiction	VENTURA CA
Township / Civil Division	SIMI VALLEY
Census Block Group	4
Census Block	4014
Census Tract	7507

Owner

103 Laurel Ridge Dr is owned and occupied by two individuals who bought it in March 2021.

Source: Ventura County records, as of August 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	103 LAUREL RIDGE DR, SIMI VALLEY, CA 93065-7396
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · Line of Credit E-CHICAGO TITLE, CHICAGO TITLE
Jun 24, 2022	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Jul 22, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Feb 25, 2019	Deed of Trust, Mortgage · Commercial Mortgage COMPASS BANK
Feb 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMPASS BANK
May 23, 2019	Deed of Trust, Mortgage · Commercial Mortgage COMPASS BANK
Mar 12, 2021	Grant Deed, Transfer · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2021 · Amount on File
Deed Sale	Mar 12, 2021 · Amount on File
Prior Sale	Jul 18, 2016 · Amount on File
Deed Document Number	202152635
Prior Transfer Date	Jul 23, 2013
Prior Transfer Doc	0000136502
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Recording Date	Apr 27, 2026
Property Address	103 LAUREL RIDGE DR, SIMI VALLEY, CA 93065-7396
Document Number	0000030700
Instrument Date	Apr 17, 2026
Instrument	202630700
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	103 LAUREL RIDGE DR, SIMI VALLEY, CA 93065-7396

Mortgage

Document Number	0000030700,
Date	Apr 27, 2026
Instrument	202630700

Lender

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 17, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	103 LAUREL RIDGE DR, SIMI VALLEY, CA 93065-7396
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 LAUREL RIDGE DR, SIMI VALLEY, CA 93065-7396

Mortgage

Document Number	0000070226
Date	Jun 24, 2022
Instrument	2022000070226

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	103 LAUREL RIDGE DR, SIMI VALLEY, CA 93065-7396
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 LAUREL RIDGE DR, SIMI VALLEY, CA 93065-7396

Mortgage

Document Number	0000048731
Date	Jul 22, 2024
Instrument	2024000048731

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2044

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	103 LAUREL RIDGE DR, SIMI VALLEY, CA 93065-7396
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020427
Date	Feb 25, 2019
Instrument	20190225-00020427

Lender

Name	COMPASS BANK
Type	Bank
Address	ROSEVILLE, CA 95661

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	300 Months
Due	Feb 19, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	103 LAUREL RIDGE DR, SIMI VALLEY, CA 93065-7396
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020426
Date	Feb 25, 2019
Instrument	20190225-00020426

Lender

Name	COMPASS BANK
Type	Bank
Address	BIRMINGHAM, AL 35233

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	103 LAUREL RIDGE DR, SIMI VALLEY, CA 93065-7396
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057118
Date	May 23, 2019
Instrument	20190523-00057118

Lender

Name	COMPASS BANK
Type	Bank
Address	HOUSTON, TX 77210

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	299 Months
Due	Apr 12, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Mar 12, 2021
Property Address	103 LAUREL RIDGE DR, SIMI VALLEY, CA 93065-7396
Document Number	0000052635
Map Reference	MB 134 PG 83-89
Instrument Date	Feb 4, 2021
Instrument	20210312-00052635
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	CONSUMERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	103 LAUREL RIDGE DR, SIMI VALLEY, CA 93065-7396
Investor	Possibly a Property Investor

Mortgage

Document Number	0000052636
Date	Mar 12, 2021
Instrument	20210312-00052636

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 103 Laurel Ridge Dr was $12,937, up 1.1% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Simi Valley City
Unified School District	Simi Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,131,681 (+2%) Land $735,318 Building $396,363
2025	$12,937.00 (+1.12%)	$1,109,492 Land $720,900 Building $388,592
2024	$12,794.00 (+6.27%)
2023	$12,039.00 (-0.07%)	$1,066,410 Land $692,907 Building $373,503
2022	$12,047.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 103 Laurel Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Laurel Ridge Dr is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA WWD NO. 8 - SIMI VALLEY serves 94,736 people · EPA ID CA5610023
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
AT&T DSL	100 / 20

May also be available: Rocket Broadband.

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