128 Laurel Ridge Dr, Simi Valley, CA 93065 Property Records

Ventura County property record for 128 Laurel Ridge Dr, Simi Valley, CA 93065

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,348 sqft · built 2000
Lot Size	0.194 acres (8,431 sqft)
Owner	2 Individual Names on File
Last Sale	$1,300,000 (Jun 2022)
Tax Bill	$15,894 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`596-0-221-035`

Property Details

APN / Parcel Number

Primary APN	`596-0-221-035`
Alternative APN	`6850120220`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,348 sqft Living Area
1st Floor Area	1,961 sqft
2nd Floor Area	1,387 sqft
Upper Floors Area	40 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	8,431 sqft (0.194 acres)
Garage Area	590 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	37 sqft
Patio Area	40 sqft

Location & Zoning

Street Address	128 LAUREL RIDGE DR
City	SIMI VALLEY
State	CA
Zip	93065-7395
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD-
Legal Description	TRACT: 458308 LOT: 338 REF: 134MR 83
Legal Subdivision	TRACT 4583 8
Legal Tract	458308
Legal Block	221
Legal Lot Number	338
Jurisdiction	VENTURA CA
Township / Civil Division	SIMI VALLEY
Census Block Group	4
Census Block	4014
Census Tract	7507

Owner

128 Laurel Ridge Dr is owned and occupied by two individuals who bought it in June 2022.

Source: Ventura County records, as of September 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	128 LAUREL RIDGE DR, SIMI VALLEY, CA 93065-7395
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 10, 2022	Grant Deed, Transfer · Conventional Mortgage LOGIX FCU
Feb 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage MLD MORTGAGE
Dec 31, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Nov 12, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage MLD MORTGAGE
Jul 29, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2022 · Amount on File
Deed Sale	Jun 10, 2022 · Amount on File
Prior Sale	Nov 14, 2008 · Amount on File
Deed Document Number	202265916
Prior Transfer Date	Nov 4, 2019
Prior Transfer Doc	0000139982
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	128 LAUREL RIDGE DR, SIMI VALLEY, CA 93065-7395
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	UNKNOWN, AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 LAUREL RIDGE DR, SIMI VALLEY, CA 93065-7395
Investor	Possibly a Property Investor

Mortgage

Document Number	0000151955
Date	Aug 16, 2021
Instrument	20210816-00151955

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Jun 10, 2022
Property Address	128 LAUREL RIDGE DR, SIMI VALLEY, CA 93065-7395
Document Number	0000065916
Map Reference	MB 134 PG 83-89
Instrument Date	May 23, 2022
Instrument	2022000065916
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	128 LAUREL RIDGE DR, SIMI VALLEY, CA 93065-7395

Mortgage

Document Number	0000065917
Date	Jun 10, 2022
Instrument	2022000065917

Lender

Name	LOGIX FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Jul 1, 2027
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	4.87%
Index	1-Year CMT
Max Rate	7.87%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	128 LAUREL RIDGE DR, SIMI VALLEY, CA 93065-7395
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015738
Date	Feb 5, 2020
Instrument	20200205-00015738

Lender

Name	MLD MORTGAGE
Type	Mortgage Company
Address	FLORHAM PARK, NJ 07932

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Dec 1, 2049

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	128 LAUREL RIDGE DR, SIMI VALLEY, CA 93065-7395
Document Number	0000012272
Instrument Date	Dec 31, 2019
Transaction Type	Mortgage
Record Updated	Feb 14, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	128 LAUREL RIDGE DR SIMI VALLEY CA 930657395, SIMI VALLEY, CA 93065-7395

Mortgage

Document Number	0000012272
Date	Jan 29, 2020
Instrument	12272

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Nov 12, 2019
Property Address	128 LAUREL RIDGE DR, SIMI VALLEY, CA 93065-7395
Document Number	0000139982
Map Reference	MB 134 PG 83-89
Instrument Date	Nov 4, 2019
Instrument	20191112-00139982
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	128 LAUREL RIDGE DR, SIMI VALLEY, CA 93065-7395
Investor	Possibly a Property Investor

Mortgage

Document Number	0000139983
Date	Nov 12, 2019
Instrument	20191112-00139983

Lender

Name	MLD MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	128 LAUREL RIDGE DR, SIMI VALLEY, CA 93065-7395
Document Number	0000103554
Instrument Date	Jul 29, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 LAUREL RIDGE DR SIMI VALLEY CA 930657395, SIMI VALLEY, CA 93065-7395

Mortgage

Document Number	0000103554
Date	Aug 10, 2017
Instrument	8100010355

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 128 Laurel Ridge Dr was $15,894, up 1.1% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Simi Valley City
Unified School District	Simi Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,407,161 (+2%) Land $914,656 Building $492,505
2025	$15,894.00 (+1.11%)	$1,379,570 Land $896,721 Building $482,849
2024	$15,719.00 (+6.27%)
2023	$14,792.00 (+25.19%)	$1,326,000 Land $861,900 Building $464,100
2022	$11,816.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 128 Laurel Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 128 Laurel Ridge Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA WWD NO. 8 - SIMI VALLEY serves 94,736 people · EPA ID CA5610023
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
AT&T DSL	100 / 20

May also be available: Rocket Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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