106 Laurel Ridge Dr, Simi Valley, CA 93065 Property Records

Ventura County property record for 106 Laurel Ridge Dr, Simi Valley, CA 93065

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,138 sqft · built 2000
Lot Size	0.29 acres (12,617 sqft)
Owner	Trust Name on File
Last Sale	$885,000 (Feb 2017)
Tax Bill	$11,957 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Apr 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`596-0-221-085`

Property Details

APN / Parcel Number

Primary APN	`596-0-221-085`
Alternative APN	`6850120220`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,138 sqft Living Area
1st Floor Area	1,720 sqft
2nd Floor Area	1,418 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	12,617 sqft (0.29 acres)
Lot Width	43 ft Width
Garage Area	586 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1,088 sqft
Porch	Porch
Porch Area	132 sqft
Patio Area	448 sqft

Location & Zoning

Street Address	106 LAUREL RIDGE DR
City	SIMI VALLEY
State	CA
Zip	93065-7395
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD-
Legal Description	TRACT: 458308 LOT: 343 REF: 134MR 83
Legal Subdivision	TRACT NO 4583 08
Legal Tract	458308
Legal Block	221
Legal Lot Number	343
Jurisdiction	VENTURA CA
Township / Civil Division	SIMI VALLEY
Census Block Group	4
Census Block	4014
Census Tract	7507

Owner

106 Laurel Ridge Dr is owner-occupied and held in a trust since November 2021.

Source: Ventura County records, as of July 15, 2026

Owner of Record	Trust Name on File
Mailing Address	106 LAUREL RIDGE DR, SIMI VALLEY, CA 93065-7395
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Dec 7, 2021	Intrafamily Transfer, Transfer
Feb 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage TROJAN HOME LOANS INC
Feb 17, 2017	Grant Deed, Transfer · ARM DROP MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2017 · Amount on File
Deed Sale	Feb 17, 2017 · Amount on File
Prior Sale	Feb 9, 2011 · Amount on File
Deed Document Number	201722990
Last Transfer Date	Nov 17, 2021
Transfer Doc	0001982363
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	106 LAUREL RIDGE DR, SIMI VALLEY, CA 93065-7395
Transaction Type	Mortgage
Record Updated	Mar 10, 2022
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000139899
Date	Nov 12, 2019
Instrument	20191112-00139899

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	106 LAUREL RIDGE DR, SIMI VALLEY, CA 93065-7395
Transaction Type	Mortgage
Record Updated	Mar 10, 2022
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056835
Date	Apr 27, 2020
Instrument	20200427-00056835

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Dec 7, 2021
Property Address	106 LAUREL RIDGE DR, SIMI VALLEY, CA 93065-7395
Document Number	0001982363
Map Reference	MB 134 PG 83-89
Instrument Date	Nov 17, 2021
Instrument	2021001982363
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	106 LAUREL RIDGE DR, SIMI VALLEY, CA 93065-7395

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	106 LAUREL RIDGE DR, SIMI VALLEY, CA 93065-7395
Document Number	0000018363
Instrument Date	Feb 8, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	SPL INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	106 LAUREL RIDGE DR SIMI VALLEY CA 930657395, SIMI VALLEY, CA 93065-7395

Mortgage

Document Number	0000018363
Date	Feb 14, 2018
Instrument	18363

Lender

Name	TROJAN HOME LOANS INC
Type	Bank
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 13, 2048

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Feb 17, 2017
Property Address	106 LAUREL RIDGE DR, SIMI VALLEY, CA 93065-7395
Document Number	0000022990
Map Reference	MB134 PG83-89
Instrument Date	Jan 27, 2017
Instrument	20170217-00022990
Transaction Type	Transfer
Record Updated	Mar 10, 2022
Title Company	CONSUMERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	106 LAUREL RIDGE DR, SIMI VALLEY, CA 93065-7395

Mortgage

Document Number	0000022991
Date	Feb 17, 2017
Instrument	20170217-00022991

Lender

Name	DROP MORTGAGE INC

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	7.95%
Type Change Date	Mar 1, 2022
Change Frequency	Annually
Min Rate At Change	6%
Max Rate At Change	9.95%
Index	1-Year LIBOR
Margin	6
Max Rate	12.9%

Tax Assessment & Valuation

The 2025 property tax bill for 106 Laurel Ridge Dr was $11,957 with a homeowner's exemption, up 1.1% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Simi Valley City
Unified School District	Simi Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,047,654 (+2%) Land $681,275 Building $366,379
2025	$11,957.00 (+1.12%) Homeowner's exemption	$1,027,112 Land $667,916 Building $359,196
2024	$11,824.00 (+6.29%)
2023	$11,124.00 (-0.02%) Homeowner's exemption	$987,229 Land $641,980 Building $345,249
2022	$11,126.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 106 Laurel Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Laurel Ridge Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA WWD NO. 8 - SIMI VALLEY serves 94,736 people · EPA ID CA5610023
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
AT&T DSL	100 / 20

May also be available: Rocket Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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