1094 Downing Cir, Wauchula, FL 33873 Property Records

Hardee County property record for 1094 Downing Cir, Wauchula, FL 33873

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,512 sqft · built 1988
Lot Size	0.138 acres (5,996 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Jun 2026)
Tax Bill	$1,715 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Apr 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0934-25-0835-00001-0042`

Property Details

APN / Parcel Number

Primary APN	`0934-25-0835-00001-0042`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,512 sqft Living Area
Gross Area	1,656 sqft
1st Floor Area	1,512 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Cape Cod
Exterior Material	Concrete Block/Stucco
Construction Type	Manufactured
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	5,996 sqft (0.138 acres)
Garage Type	Carport
Garage Area	312 sqft
Carport	Carport
Carport Area	312 sqft
Driveway	Driveway
Driveway Area	448 sqft
Porch	Slab
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1094 DOWNING CIR
City	WAUCHULA
State	FL
Zip	33873-3358
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R-4
Legal Description	LOT 42 OF DAVIS AND ROBERTS DOWNING PLACE SUB PB60P3 337P488 DC-657P1385(JMR 201125003893 201725003372/DC-JS 202225001619-LD/1626-LD /6639-LP 202425000267-FSJ/1124-COT/2261-AFF /2262
Legal Range	25E
Legal Township	34S
Legal Section	09
Legal Subdivision	DAVIS AND ROBERTS DOWNING PLACE SUB
Legal Block	1
Legal Lot Number	42
Jurisdiction	HARDEE FL
Township / Civil Division	WAUCHULA
Census Block Group	3
Census Block	3024
Census Tract	970401

Owner

1094 Downing Cir, a mobile home, is owned by two individuals who bought it in June 2026.

Source: Hardee County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1957, WAUCHULA, FL 33873-1957
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Warranty Deed, Transfer · Seller Carry-Back MID SOUTH TITLE, MID SOUTH TITLE SERVICES
Apr 19, 2024	Warranty Deed, Transfer MID-SOUTH TITLE SERVICES LLC, MID SOUTH TITLE SERVICES LLC
Mar 1, 2024	Trustee's Deed, Foreclosure Foreclosure Auction
Apr 27, 2017	Loan Modification, Mortgage · Conventional Mortgage WAUCHULA ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2026 · Amount on File
Deed Sale	Jun 26, 2026 · Amount on File
Prior Sale	Apr 19, 2024 · Amount on File
Deed Document Number	20263429
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDEE FL
Recording Date	Jun 26, 2026
Property Address	1094 DOWNING CIR, WAUCHULA, FL 33873-3358
Document Number	0000003429
Instrument Date	Jun 25, 2026
Instrument	20263429
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	MID SOUTH TITLE, MID SOUTH TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$106,050.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003430,
Date	Jun 26, 2026
Instrument	20263430

Lender

Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	9%
Max Rate	-1%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDEE FL
Recording Date	Apr 19, 2024
Property Address	1094 DOWNING CIR, WAUCHULA, FL 33873-3358
Document Number	0025002262
Map Reference	MB 60 PG 3
Instrument Date	Apr 18, 2024
Instrument	202425002262
Transaction Type	Transfer
Record Updated	May 22, 2024
Title Company	MID-SOUTH TITLE SERVICES LLC, MID SOUTH TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$420.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12428 ESPANOL DR, PUNTA GORDA, FL 33955-2433

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1775 N FLORIDA AVE, WAUCHULA, FL 33873-6736

March 2024: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HARDEE FL
Recording Date	Mar 1, 2024
Property Address	1094 DOWNING CIR, WAUCHULA, FL 33873-3358
Document Number	0025001124
Map Reference	MB 60 PG 3
Instrument Date	Feb 26, 2024
Instrument	202425001124
Transaction Type	Foreclosure
Record Updated	Apr 15, 2024

Transaction

Amount	Amount on Record
Tax	$399.00
Amount Accuracy	Rounded by County
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARDEE FL
Property Address	1094 DOWNING CIR, WAUCHULA, FL 33873-3358
Document Number	0025003371
Instrument Date	Apr 27, 2017
Transaction Type	Mortgage
Record Updated	Aug 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1094 DOWNING CIR WAUCHULA FL 338733358, WAUCHULA, FL 33873-3358

Mortgage

Document Number	0025003371
Date	May 30, 2017
Instrument	25003371

Lender

Name	WAUCHULA ST BK
Type	Bank
Address	106 E MAIN ST, WAUCHULA, FL 33873-2716

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 29, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 1094 Downing Cir was $1,715, up 22.8% from the year before.

Source: Hardee County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hardee County
Municipality	Wauchula City
Unified School District	Hardee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,715.00 (+22.76%)	$77,441 (+25.69%) Land $10,000 Building $67,441	$77,441 (+25.69%) Land $10,000 Building $67,441
2024	$1,397.00 (+0.5%)	$61,611 (+0.1%) Land $3,000 Building $58,611	$61,611 (+0.1%) Land $3,000 Building $58,611
2023	$1,390.00 (+3.19%)	$61,551 (+7.1%) Land $3,000 Building $58,551	$61,551 (+7.1%) Land $3,000 Building $58,551
2022	$1,347.00	$57,471 Land $3,000 Building $54,471	$57,471 Land $3,000 Building $54,471

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1094 Downing Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2017–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1094 Downing Cir is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAUCHULA CITY WATER DEPARTMENT serves 5,000 people · EPA ID FL6250329
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Rapid Systems Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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