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1097 Downing Cir, Wauchula, FL 33873 Property Records

Hardee County property record for 1097 Downing Cir, Wauchula, FL 33873

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,202 sqft · built 1994
Lot Size0.137 acres (6,000 sqft)
Owner2 Owner Names on Record
Last Sale$54,900 (Feb 2005)
Tax Bill$1,516 (2025)
Deeds & MortgagesFeb 2020 Loan Modification
Feb 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN09-34-25-0835-00001-0031

Property Details

APN / Parcel Number

Primary APN09-34-25-0835-00001-0031

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,202 sqft Heated Area
Gross Area1,442 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1994
Architectural StyleModular
Exterior MaterialPrecast Concrete Panel
Construction TypeManufactured
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,000 sqft (0.137 acres)
Garage TypeCarport
CarportCarport
DrivewayDriveway
Driveway Area288 sqft
FenceFence
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1097 DOWNING CIR
CityWAUCHULA
StateFL
Zip33873-3359
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeR-4
Legal DescriptionLOT 31 OF DAVIS AND ROBERTS DOWNING PLACE SUB PB60P3 405P485 463P576 528P505 633P130 674P1488 676P979
Legal Range25E
Legal Township34S
Legal Section09
Legal SubdivisionDAVIS AND ROBERTS DOWNING PLACE SUB
Legal Lot Number31
JurisdictionHARDEE FL
Township / Civil DivisionWAUCHULA
Census Block Group3
Census Block3027
Census Tract970401

Owner

Source: Hardee County records, as of December 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Owner Names on Record
Mailing Address1097 DOWNING CIR, WAUCHULA, FL 33873-3359
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2020Loan Modification, Mortgage · Conventional Mortgage
FIRST NAT'L BK/WAUCHULA
Feb 14, 2017Loan Modification, Mortgage · Conventional Mortgage
FIRST NAT'L BK/WAUCHULA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 4, 2005 · Amount on Record
Deed SaleFeb 4, 2005 · Amount on Record
Prior SaleJan 3, 2005
Deed Document Number0000676979
Deed Book / Page676 / 979
Record UpdatedJun 8, 2026

February 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHARDEE FL
Property Address1097 DOWNING CIR, WAUCHULA, FL 33873-3359
Document Number0025001336
Instrument DateFeb 14, 2020
Transaction TypeMortgage
Record UpdatedJun 8, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1097 DOWNING CIR WAUCHULA FL 338733359, WAUCHULA, FL 33873-3359

Mortgage

Document Number0025001336
DateMar 3, 2020
Instrument25001336
Lender
NameFIRST NAT'L BK/WAUCHULA
TypeBank
AddressWAUCHULA, FL 33873
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueMar 2, 2025

February 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHARDEE FL
Property Address1097 DOWNING CIR, WAUCHULA, FL 33873-3359
Document Number0025001497
Instrument DateFeb 14, 2017
Transaction TypeMortgage
Record UpdatedNov 6, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1097 DOWNING CIR WAUCHULA FL 338733359, WAUCHULA, FL 33873-3359

Mortgage

Document Number0025001497
DateMar 7, 2017
Instrument25001497
Lender
NameFIRST NAT'L BK/WAUCHULA
TypeBank
AddressWAUCHULA, FL 33873
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term36 Months
DueMar 6, 2020
Interest
Rate5.75%

Tax Assessment & Valuation

Source: Hardee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHardee County
MunicipalityWauchula City
Unified School DistrictHardee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,516.00 (+14.24%)$87,045 (+27.79%) Land $10,000 Building $77,045$87,045 (+27.79%) Land $10,000 Building $77,045
2024$1,327.00 (+4.08%)$68,115 (-1.69%) Land $3,000 Building $65,115$68,115 (-1.69%) Land $3,000 Building $65,115
2023$1,275.00 (+25.74%)$69,283 (+24.75%) Land $3,000 Building $66,283$69,283 (+24.75%) Land $3,000 Building $66,283
2022$1,014.00$55,539 Land $3,000 Building $52,539$55,539 Land $3,000 Building $52,539

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims3 (2017–2024)
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 73% of Florida
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWAUCHULA CITY WATER DEPARTMENT
serves 5,000 people · EPA ID FL6250329
Water SourceGroundwater
Last State InspectionJun 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Rapid Systems
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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