10881 Hoffman Rd, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 10881 Hoffman Rd, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,412 sqft · built 2004
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$169,900 (Aug 2016)
Tax Bill	$2,369 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Oct 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`004-200-006-00`

Property Details

APN / Parcel Number

Primary APN	`004-200-006-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,412 sqft Living Area
1st Floor Area	874 sqft
Basement Area	834 sqft
Unfinished Basement	834 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	160 ft deep x 110 ft wide
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	10881 HOFFMAN RD
City	THREE RIVERS
State	MI
Zip	49093-9534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 6 LATVIA SEC 7 T6S R12W.
Legal Range	12W
Legal Township	06S
Legal Section	07
Legal Subdivision	LATVIA
Legal Lot Number	6
Jurisdiction	ST JOSEPH MI
Township / Civil Division	FABIUS
Census Block Group	2
Census Block	2006
Census Tract	41102

Owner

Source: St. Joseph County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10881 HOFFMAN RD, THREE RIVERS, MI 49093-9534
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Deed of Trust, Mortgage · Line of Credit CREDIT UNION ONE
Oct 11, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Mar 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Nov 12, 2021	Deed of Trust, Mortgage · Line of Credit ARBOR FINANCIAL CU
Mar 8, 2021	Deed of Trust, Mortgage · Line of Credit DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2016 · Amount on Record
Deed Sale	Aug 17, 2016 · Amount on Record
Prior Sale	Nov 13, 2009 · Amount on Record
Deed Book / Page	1835 / 712
Prior Transfer Date	May 1, 1989
Prior Transfer Doc	0769000576
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	10881 HOFFMAN RD, THREE RIVERS, MI 49093-9534
Transaction Type	Mortgage
Record Updated	Sep 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10881 HOFFMAN RD, THREE RIVERS, MI 49093-9534

Mortgage

Document Number	2025007082
Date	Sep 11, 2025
Instrument	2025007082

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	FERNDALE, MI 48220

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 10, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	10881 HOFFMAN RD, THREE RIVERS, MI 49093-9534
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10881 HOFFMAN RD, THREE RIVERS, MI 49093-9534

Mortgage

Document Number	2022008779
Date	Oct 11, 2022
Instrument	2022008779

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	10881 HOFFMAN RD, THREE RIVERS, MI 49093-9534
Transaction Type	Mortgage
Record Updated	Mar 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10881 HOFFMAN RD, THREE RIVERS, MI 49093-9534

Mortgage

Document Number	2022002012
Date	Mar 7, 2022
Instrument	2022002012

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	10881 HOFFMAN RD, THREE RIVERS, MI 49093-9534
Transaction Type	Mortgage
Record Updated	Nov 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021011462
Date	Nov 12, 2021
Instrument	2021011462

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 25, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	10881 HOFFMAN RD, THREE RIVERS, MI 49093-9534
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021002243
Date	Mar 8, 2021
Instrument	2021002243

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	306 Months
Due	Sep 1, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Fabius Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$152,400 (+3.32%) Land $7,600 Building $144,800	$304,800 (+3.32%) Land $15,200 Building $289,600
2025	$2,369.00 Homeowner's exemption	$147,500 Land $6,500 Building $141,000	$295,000 Land $13,000 Building $282,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2008)
Most Recent Claim	Feb 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Midwest Energy & Communications Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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