1085 Willow Rd, Nipomo, CA 93444 Property Records

San Luis Obispo County property record for 1085 Willow Rd, Nipomo, CA 93444

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,578 sqft · built 2006
Lot Size4.86 acres (211,843 sqft)
OwnerCompany Name on Record
Tax Bill$10,764 (2025)
Deeds & MortgagesJul 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN091-247-049

Property Details

APN / Parcel Number

Primary APN091-247-049

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,578 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Construction TypeWood
Lot Area211,843 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerSeptic

Location & Zoning

Street Address1085 WILLOW RD
CityNIPOMO
StateCA
Zip93444-5425
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionTR 2297 LT 6 LESS RD
Legal Tract2297
Legal Block1
Legal Lot Number6
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group1
Census Block1062
Census Tract12306

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1051 POMEROY RD, NIPOMO, CA 93444-8889
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMar 12, 2010
Transfer Doc0000012507
Record UpdatedSep 20, 2026

July 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN LUIS OBISPO CA
Property Address1085 WILLOW RD, NIPOMO, CA 93444-5425
Document Number0000039143
Instrument DateJul 28, 2017
Transaction TypeMortgage
Record UpdatedSep 21, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1085 WILLOW RD NIPOMO CA 934445425, NIPOMO, CA 93444-5425

Mortgage

Document Number0000039143
DateAug 31, 2017
Instrument39143
Lender
NamePHH ALTERNATIV TR #2007-2 (CT)
AddressDEPEW, NY 14043
Agreement
AmountAmount Recorded
Term240 Months
DueAug 30, 2037
Interest
Rate TypeAdjustable Rate
Rate2%

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,038,826 (+2%) Land $91,411 Building $947,415
2025$10,764.00 (+4.7%) Homeowner's exemption$1,018,458 (+4.04%) Land $89,619 Building $928,839
2023$10,281.00 (+1.54%) Homeowner's exemption$978,912 Land $86,140 Building $892,772
2022$10,125.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims1 (2023)
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · lower than 61% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Peak WiFi, Ranch Wifi, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Willow Rd

Nearby Streets

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