Pinellas County property record for 108 Harbor Bluff Dr, Largo, FL 33770
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,681 sqft · built 1955 |
| Lot Size | 0.287 acres (12,493 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $625,000 (Jul 2023) |
| Tax Bill | $10,243 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jul 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-747-7609-7 |
| Primary APN | C62-000-747-7609-7 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,681 sqft Living Area |
| Gross Area | 2,612 sqft |
| 1st Floor Area | 1,681 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 12,493 sqft (0.287 acres) |
| Lot Dimensions | 125 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 546 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 385 sqft |
| Deck Area | 100 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R354188 |
|---|---|
| Street Address | 108 HARBOR BLUFF DR |
| City | LARGO |
| State | FL |
| Zip | 33770-2603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | HARBOR BLUFFS SEC 1 BLK D, LOT 38 |
| Legal Range | 15E |
| Legal Township | 29S |
| Legal Section | 32 |
| Legal Subdivision | HARBOR BLUFFS SEC 1 |
| Legal Tract | 35640 |
| Legal Block | D |
| Legal Lot Number | 38 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 25210 |
Source: Pinellas County records · APN C62-000-747-7609-7
Assessment roll updated December 2, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 108 HARBOR BLUFF DR, LARGO, FL 33770-2603 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Mar 02, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Jul 18, 2023 | Warranty Deed, Transfer INSURED TITLE AGENCY, INSURED TITLE AGENCY LLC |
| Jan 17, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 18, 2023 · Amount on Record |
| Deed Sale | Jul 18, 2023 · Amount on Record |
| Prior Sale | Apr 13, 2005 · Amount on Record |
| Deed Document Number | 2023185696 |
| Deed Book / Page | 22507 / 2046 |
| Prior Transfer Date | Dec 12, 2022 |
| Prior Transfer Doc | 0223171529 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 108 HARBOR BLUFF DR, LARGO, FL 33770-2603 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2024 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|---|
| Address | 108 HARBOR BLUFF DR, LARGO, FL 33770-2603 |
| Document Number | 0214130888 |
|---|---|
| Date | Mar 02, 2021 |
| Book Page | 21413/888 |
| Instrument | 2021067175 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jul 18, 2023 |
| Property Address | 108 HARBOR BLUFF DR, LARGO, FL 33770-2603 |
| Document Number | 0225072046 |
| Book / Page | 22507 / 2046 |
| Map Reference | MB 31 PG 23&24 |
| Instrument Date | Jul 14, 2023 |
| Instrument | 2023185696 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2024 |
| Title Company | INSURED TITLE AGENCY, INSURED TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,375.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11400 BELL RD, LEMONT, IL 60439-8741 |
| Name | Verified Name |
|---|---|
| Address | 108 HARBOR BLUFF DR, LARGO, FL 33770-2603 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jan 17, 2023 |
| Property Address | 108 HARBOR BLUFF DR, LARGO, FL 33770-2603 |
| Document Number | 0223171529 |
| Book / Page | 22317 / 1529 |
| Map Reference | MB 31 PG 23&24 |
| Instrument Date | Dec 12, 2022 |
| Instrument | 2023011175 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 108 HARBOR BLUFF DR, LARGO, FL 33770-2603 |
| Name | Verified Name |
|---|---|
| Address | 108 HARBOR BLUFF DR, LARGO, FL 33770-2603 |
Source: Pinellas County records · Assessment roll updated December 2, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,243.00 (+4.05%) | $582,593 (+194.81%) Land $279,557 Building $303,036 | $582,593 (+24.83%) Land $279,557 Building $303,036 |
| 2024 | $9,844.00 (+259.66%) | ||
| 2023 | $2,737.00 (-0.04%) Homeowner's exemption Widower's exemption | $197,618 (+3%) | $466,709 (+18.39%) Land $312,504 Building $154,205 |
| 2022 | $2,738.00 Homeowner's exemption Widower's exemption | $191,862 | $394,225 Land $269,980 Building $124,245 |
Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), as of April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121030252101, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 179 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 179 in force |
| Nearby Flood Claims | 101 (1993–2024) |
| Most Recent Claim | Dec 2024 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 320 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL6521405, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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