105 Harbor Bluff Dr, Largo, FL 33770 Property Records

Pinellas County property record for 105 Harbor Bluff Dr, Largo, FL 33770

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,172 sqft · built 1955
Lot Size	0.287 acres (12,502 sqft)
Owner	2 Company Names on Record
Last Sale	$450,000 (Nov 2020)
Tax Bill	$6,305 (2025)
Deeds & Mortgages	Feb 2024 Transfer Nov 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-747-7559-4`

Property Details

APN / Parcel Number

Primary APN	`C62-000-747-7559-4`
Alternative APNs	`32-29-15-35640-003-0030` `291532356400030030` `152932356400030030` `R354138`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,172 sqft Living Area
Gross Area	2,925 sqft
1st Floor Area	2,172 sqft
Flooring	Carpet

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1996
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	12,502 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	115 sqft
Deck Area	315 sqft
Patio Area	315 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R354138
Street Address	105 HARBOR BLUFF DR
City	LARGO
State	FL
Zip	33770-2655
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	HARBOR BLUFFS SEC 1 BLK C, LOT 3
Legal Range	15E
Legal Township	29S
Legal Section	32
Legal Subdivision	HARBOR BLUFFS SEC 1
Legal Tract	35640
Legal Block	C
Legal Lot Number	3
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1006
Census Tract	25210

Owner

Source: Pinellas County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	105 HARBOR BLUFF DR, LARGO, FL 33770-2655
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Nov 2, 2020	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Sep 3, 2019	Warranty Deed, Transfer PLATINUM NATIONAL TITLE LLC, PLATINUM NAT'L TITLE LLC
Dec 17, 2018	Trustee's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2020 · Amount on Record
Deed Sale	Nov 2, 2020 · Amount on Record
Prior Sale	Sep 3, 2019 · Amount on Record
Deed Document Number	2020329592
Deed Book / Page	21238 / 141
Prior Transfer Date	Dec 14, 2018
Prior Transfer Doc	0203690302
Record Updated	Oct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Feb 26, 2024
Property Address	105 HARBOR BLUFF DR, LARGO, FL 33770-2655
Document Number	0227151269
Book / Page	22715 / 1269
Map Reference	MB 31 PG 23
Instrument Date	Feb 21, 2024
Instrument	2024047640
Transaction Type	Transfer
Record Updated	Mar 21, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 HARBOR BLUFF DR, LARGO, FL 33770-2655

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	105 HARBOR BLUFF DR, LARGO, FL 33770-2655

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Nov 2, 2020
Property Address	105 HARBOR BLUFF DR, LARGO, FL 33770-2655
Document Number	0212380141
Book / Page	21238 / 141
Map Reference	MB 31 PG 23
Instrument Date	Oct 30, 2020
Instrument	2020329592
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	585 DOLPHIN AVE SE, 585, SAINT PETERSBURG, FL 33705-4141

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41350 AVENIDA AMISTAD, TEMECULA, CA 92592

Mortgage

Document Number	0021238143
Date	Nov 2, 2020
Instrument	21238/143

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Sep 3, 2019
Property Address	105 HARBOR BLUFF DR, LARGO, FL 33770-2655
Document Number	0206780942
Book / Page	020678 / 000942
Instrument Date	Aug 30, 2019
Instrument	281618
Transaction Type	Transfer
Record Updated	Sep 18, 2019
Title Company	PLATINUM NATIONAL TITLE LLC, PLATINUM NAT'L TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$2,520.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	105 HARBOR BLUFF DR LARGO FL 337702655, LARGO, FL 33770-2655

December 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	PINELLAS FL
Recording Date	Dec 17, 2018
Property Address	105 HARBOR BLUFF DR, LARGO, FL 33770-2655
Document Number	0203690302
Book / Page	020369 / 000302
Instrument Date	Nov 9, 2018
Instrument	399378
Transaction Type	Foreclosure
Record Updated	Jan 2, 2019

Transaction

Amount	Amount Recorded
Tax	$1,577.80
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 DAVID CT PALM HARBOR FL 346844612, PALM HARBOR, FL 34684-4612

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,305.00 (+7.12%) Homeowner's exemption	$397,060 (+5.99%)	$604,724 (+3.51%) Land $281,167 Building $323,557
2023	$5,886.00 (+2.35%) Homeowner's exemption	$374,631 (+3%)	$584,218 (+42.19%) Land $329,734 Building $254,484
2022	$5,751.00 Homeowner's exemption	$363,719	$410,867 Land $211,273 Building $199,594

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 179 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	179 in force
Nearby Flood Claims	101 (1993–2024)
Most Recent Claim	Dec 2024 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims Hurricane Helene, Sep 2024 · 94 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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