Pinellas County property record for 103 Harbor Bluff Dr, Largo, FL 33770
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,899 sqft · built 1972 |
| Lot Size | 0.287 acres (12,502 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $8,280 (2025) |
| Deeds & Mortgages | Oct 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-747-7558-6 |
| Primary APN | C62-000-747-7558-6 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,899 sqft Living Area |
| Gross Area | 2,744 sqft |
| 1st Floor Area | 1,899 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 12,502 sqft (0.287 acres) |
| Lot Dimensions | 125 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 510 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened/Unfinished Porch |
| Porch Area | 335 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R354137 |
|---|---|
| Street Address | 103 HARBOR BLUFF DR |
| City | LARGO |
| State | FL |
| Zip | 33770-2655 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | HARBOR BLUFFS SEC 1 BLK C, LOT 2 |
| Legal Range | 15E |
| Legal Township | 29S |
| Legal Section | 32 |
| Legal Subdivision | HARBOR BLUFFS SEC 1 |
| Legal Tract | 35640 |
| Legal Block | C |
| Legal Lot Number | 2 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 25210 |
Source: Pinellas County records, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 33 FOREST ST, MONTCLAIR, NJ 07042-3550 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 15, 2020 |
| Transfer Doc | 0212121126 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Oct 16, 2020 |
| Property Address | 103 HARBOR BLUFF DR, LARGO, FL 33770-2655 |
| Document Number | 0212121126 |
| Book / Page | 021212 / 001126 |
| Instrument Date | Oct 15, 2020 |
| Instrument | 310489 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 33 FOREST ST MONTCLAIR NJ 070423550, MONTCLAIR, NJ 07042-3550 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,280.00 (+223.82%) | $469,502 (+154.84%) Land $263,410 Building $206,092 | $469,502 (-0.23%) Land $263,410 Building $206,092 |
| 2024 | $2,557.00 (+2.08%) | ||
| 2023 | $2,505.00 (-0.24%) Homeowner's exemption Widower's exemption | $184,237 (+3%) | $470,561 (+46.63%) Land $308,162 Building $162,399 |
| 2022 | $2,511.00 Homeowner's exemption Widower's exemption | $178,871 | $320,926 Land $194,894 Building $126,032 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 179 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 179 in force |
| Nearby Flood Claims | 101 (1993–2024) |
| Most Recent Claim | Dec 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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