113 Harbor Bluff Dr, Largo, FL 33770 Property Records

Pinellas County property record for 113 Harbor Bluff Dr, Largo, FL 33770

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,178 sqft · built 1955
Lot Size	0.287 acres (12,502 sqft)
Owner	Individual Name on Record
Tax Bill	$7,808 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-747-7563-6`

Property Details

APN / Parcel Number

Primary APN	`C62-000-747-7563-6`
Alternative APNs	`32-29-15-35640-003-0070` `152932356400030070` `R354142`

Interior

Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	1,178 sqft Heated Area
1st Floor Area	1,178 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1997
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,502 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	358 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R354142
Old Parcel Number	152932356400030070
Street Address	113 HARBOR BLUFF DR
City	LARGO
State	FL
Zip	33770-2655
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARBOR BLUFFS SEC 1 BLK C, LOT 7
Legal Range	15
Legal Township	29
Legal Section	32
Legal Subdivision	HARBOR BLUFFS SEC 1
Legal Block	C
Legal Lot Number	7
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1006
Census Tract	25210

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	32 HIRSCH LN, STATEN ISLAND, NY 10314-2731
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP
Dec 3, 2019	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2021
Deed Sale	Dec 4, 2021
Prior Sale	Dec 3, 2019 · Amount on Record
Deed Document Number	0218402095
Deed Book / Page	21613 / 2457
Prior Transfer Date	Jul 6, 2021
Prior Transfer Doc	2021221888
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 6, 2021
Property Address	113 HARBOR BLUFF DR, LARGO, FL 33770-2655
Document Number	0216132457
Book / Page	21613 / 2457
Map Reference	MB 31 PG 23&24
Instrument Date	Jul 2, 2021
Instrument	2021221888
Transaction Type	Transfer
Record Updated	Mar 21, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,691.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1260 QUICKSILVER WAY, TEMPLETON, CA 93465-3809

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 HIRSCH LN, STATEN ISLAND, NY 10314-2731

Mortgage

Document Number	0216132459
Date	Jul 6, 2021
Instrument	21613/2459

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Dec 3, 2019
Property Address	113 HARBOR BLUFF DR, LARGO, FL 33770-2655
Document Number	0207931923
Book / Page	020793 / 001923
Instrument Date	Nov 25, 2019
Instrument	386358
Transaction Type	Transfer
Record Updated	Dec 26, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,757.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 1768 TEMPLETON CA 934651768, TEMPLETON, CA 93465-1768

Mortgage

Document Number	207931925
Date	Dec 3, 2019
Book Page	020793/001925
Instrument	386359

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2049

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,808.00 (+11.56%)	$462,966 (-3.04%)	$462,966 (-3.04%) Land $271,634 Building $191,332
2023	$6,999.00 (+21.26%)	$477,499 (+47.63%)	$477,499 (+47.63%) Land $322,981 Building $154,518
2022	$5,772.00	$323,438	$323,438 Land $203,982 Building $119,456

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 179 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	179 in force
Nearby Flood Claims	101 (1993–2024)
Most Recent Claim	Dec 2024 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims Hurricane Helene, Sep 2024 · 94 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Harbor Bluff Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures