Pinellas County property record for 115 Harbor Bluff Dr, Largo, FL 33770
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,376 sqft · built 1955 |
| Lot Size | 0.287 acres (12,502 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $250,000 (May 2015) |
| Tax Bill | $3,498 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-747-7564-4 |
| Primary APN | C62-000-747-7564-4 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,376 sqft Living Area |
| Gross Area | 2,137 sqft |
| 1st Floor Area | 1,376 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 12,502 sqft (0.287 acres) |
| Lot Dimensions | 125 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 281 sqft |
| Deck Area | 825 sqft |
| Patio Area | 825 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R354143 |
|---|---|
| Street Address | 115 HARBOR BLUFF DR |
| City | LARGO |
| State | FL |
| Zip | 33770-2655 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | HARBOR BLUFFS SEC 1 BLK C, LOT 8 |
| Legal Range | 15E |
| Legal Township | 29S |
| Legal Section | 32 |
| Legal Subdivision | HARBOR BLUFFS SEC 1 |
| Legal Tract | 35640 |
| Legal Block | C |
| Legal Lot Number | 8 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 25210 |
Source: Pinellas County records, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 115 HARBOR BLUFF DR, LARGO, FL 33770-2655 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 11, 2015 · Amount on Record |
| Deed Sale | May 11, 2015 · Amount on Record |
| Prior Sale | Nov 4, 2013 · Amount on Record |
| Deed Document Number | 2015130671 |
| Deed Book / Page | 18774 / 2559 |
| Prior Transfer Date | Apr 3, 2014 |
| Prior Transfer Doc | 0183682045 |
| Record Updated | Jun 8, 2026 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,498.00 (+5.9%) Homeowner's exemption | $235,317 (+5.99%) | $525,159 (+10.31%) Land $282,640 Building $242,519 |
| 2024 | $3,303.00 (+1.76%) | ||
| 2023 | $3,246.00 (+2.69%) Homeowner's exemption | $222,024 (+3%) | $476,073 (+46.47%) Land $317,114 Building $158,959 |
| 2022 | $3,161.00 Homeowner's exemption | $215,557 | $325,031 Land $200,537 Building $124,494 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 179 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 179 in force |
| Nearby Flood Claims | 101 (1993–2024) |
| Most Recent Claim | Dec 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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