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107 Harbor Bluff Dr, Largo, FL 33770 Property Records

Pinellas County property record for 107 Harbor Bluff Dr, Largo, FL 33770

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,876 sqft · built 1958
Lot Size0.287 acres (12,502 sqft)
OwnerIndividual Name on Record
Last Sale$110,200 (Jan 2012)
Tax Bill$3,841 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-747-7560-2

Property Details

APN / Parcel Number

Primary APNC62-000-747-7560-2
Alternative APNs
  • 32-29-15-35640-003-0040
  • 291532356400030040
  • 152932356400030040
  • R354139

Interior

Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,876 sqft Living Area
Gross Area2,412 sqft
1st Floor Area1,876 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1996
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area12,502 sqft (0.287 acres)
Lot Dimensions125 ft deep x 100 ft wide
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchOpen Porch
Porch Area30 sqft
Deck Area175 sqft
Patio Area175 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR354139
Street Address107 HARBOR BLUFF DR
CityLARGO
StateFL
Zip33770-2655
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionHARBOR BLUFFS SEC 1 BLK C, LOT 4
Legal Range15E
Legal Township29S
Legal Section32
Legal SubdivisionHARBOR BLUFFS SEC 1
Legal Tract35640
Legal BlockC
Legal Lot Number4
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group1
Census Block1006
Census Tract25210

Owner

Source: Pinellas County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address107 HARBOR BLUFF DR, LARGO, FL 33770-2655
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 5, 2012 · Amount on Record
Deed SaleJan 5, 2012 · Amount on Record
Prior SaleOct 1, 1999 · Amount on Record
Deed Document Number20122965
Deed Book / Page17452 / 889
Last Transfer DateApr 29, 2013
Transfer Doc0179870989
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address107 HARBOR BLUFF DR, LARGO, FL 33770-2655
Transaction TypeMortgage
Record UpdatedMar 21, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0214622107
DateMar 31, 2021
Book Page21462/2107
Instrument2021104874
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,841.00 (+5.84%) Homeowner's exemption$255,094 (+5.99%)$503,779 (-1.19%) Land $273,768 Building $230,011
2024$3,629.00 (+1.71%)
2023$3,568.00 (+2.62%) Homeowner's exemption$240,684 (+3%)$509,850 (+45.53%) Land $326,612 Building $183,238
2022$3,477.00 Homeowner's exemption$233,674$350,339 Land $207,944 Building $142,395

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 179 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies179 in force
Nearby Flood Claims101 (1993–2024)
Most Recent ClaimDec 2024 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 4 claims
  • Hurricane Helene, Sep 2024 · 94 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon.

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