Pinellas County property record for 104 Harbor Bluff Dr, Largo, FL 33770 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,101 sqft · built 1955 |
| Lot Size | 0.287 acres (12,497 sqft) |
| Owner | Individual Name on File |
| Last Sale | $193,000 (Oct 1999) |
| Tax Bill | $3,637 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-747-7610-5 |
| Primary APN | C62-000-747-7610-5 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,101 sqft Living Area |
| Gross Area | 4,514 sqft |
| 1st Floor Area | 3,101 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Custom Design |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Built-Up Asphalt |
| Lot Area | 12,497 sqft (0.287 acres) |
| Lot Dimensions | 125 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 953 sqft |
| Deck Area | 248 sqft |
| Patio Area | 248 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R354189 |
|---|---|
| Street Address | 104 HARBOR BLUFF DR |
| City | LARGO |
| State | FL |
| Zip | 33770-2603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARBOR BLUFFS SEC 1 BLK D, LOT 39 |
| Legal Range | 15E |
| Legal Township | 29S |
| Legal Section | 32 |
| Legal Subdivision | HARBOR BLUFFS SEC 1 |
| Legal Tract | 35640 |
| Legal Block | D |
| Legal Lot Number | 39 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 25210 |
Source: Pinellas County records · APN C62-000-747-7610-5
Assessment roll updated December 2, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 104 HARBOR BLUFF DR, LARGO, FL 33770-2603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 27, 1999 · Amount on Record |
| Deed Sale | Oct 27, 1999 · Amount on Record |
| Deed Book / Page | 10705 / 913 |
| Last Transfer Date | Feb 26, 2015 |
| Transfer Doc | 0187371901 |
| Record Updated | Sep 20, 2026 |
Source: Pinellas County records · Assessment roll updated December 2, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,637.00 (+5.97%) Homeowner's exemption | $233,278 (+5.99%) | $524,723 (+5.18%) Land $262,875 Building $261,848 |
| 2024 | $3,432.00 (+1.84%) | ||
| 2023 | $3,370.00 (-19.36%) Homeowner's exemption | $220,101 (-18.64%) | $498,870 (+23.83%) Land $320,509 Building $178,361 |
| 2022 | $4,179.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption | $270,520 | $402,867 Land $267,242 Building $135,625 |
Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121030252101, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 179 individual NFIP policies nearby |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 179 in force |
| Nearby Flood Claims | 101 (1993–2024) |
| Most Recent Claim | Dec 2024, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 320 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone | Cable | 1,200 / 50 |
| Spectrum | Cable | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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