101 Harbor Bluff Dr, Largo, FL 33770 Property Records

Pinellas County property record for 101 Harbor Bluff Dr, Largo, FL 33770 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1984
Square Footage	1,806 sqft Living Area
Lot Size	12,323 sqft (0.283 acres)
Garage	Attached, 462 sqft
Occupancy	Owner Occupied
Last Sale	$522,500 (2024)
Tax Bill	$8,391.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`C62-000-747-7557-8`
Alternative APNs	`32-29-15-35640-003-0010` `291532356400030010` `152932356400030010` `R354136`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Building Area	1,806 sqft Living Area
Gross Area	2,516 sqft Gross Area
1st Floor	1,806 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Composition Interior Structure

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1984
Architectural Style	Custom Design Style
Exterior Material	Brick Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	12,323 sqft (0.283 acres)
Depth X Width	129 ft x 89 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	462 sqft Garage

Exterior Amenities

Deck Area	250 sqft Deck
Patio Area	250 sqft Patio
Porch	Enclosed Porch
Porch Area	248 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	R354136
Street Address	101 HARBOR BLUFF DR
City	LARGO
State	FL
Zip	33770-2655
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HARBOR BLUFFS SEC 1 BLK C, LOT 1
Legal Range	15E
Legal Township	29S
Legal Section	32
Legal Subdivision	HARBOR BLUFFS SEC 1
Legal Tract	35640
Legal Block	C
Legal Lot Number	1
Jurisdiction	PINELLAS FL
Minor Civil Division	CLEARWATER
Census Blockgroup	1
Census Block	1006
Census Tract	25210

Owner

Source: Pinellas County records · APN C62-000-747-7557-8

Assessment roll updated December 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	101 HARBOR BLUFF DR, LARGO, FL 33770-2655
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 26, 2024 · Amount on Record
Deed Sale	Jul 26, 2024 · Amount on Record
Prior Sale	Oct 18, 2012 · Amount on Record
Deed Doc Number	2024189672
Deed Book / Page	22874 / 678
Record Refreshed	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Recording Date	Jul 06, 2026
Property Address	101 HARBOR BLUFF DR, LARGO, FL 33770-2655
Document Number	0000179850
Book / Page	23616 / 2568
Instrument Date	Jun 25, 2026
Instrument	2026179850
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 HARBOR BLUFF DR, LARGO, FL 33770-2655

Mortgage

Document Number	0000179850,
Date	Jul 06, 2026
Book Page	23616/2568
Instrument	2026179850

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jul 01, 2066

Interest

Rate	6.53%
Max Rate	-1%

Tax Assessment & Valuation

Source: Pinellas County records · Assessment roll updated December 2, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,391.00 (+385.87%)	$475,906 (+254.54%) Land $245,767 Building $230,139	$475,906 (+19.23%) Land $245,767 Building $230,139
2023	$1,727.00 (+3.35%) Homeowner's exemption	$134,233 (+3%)	$399,161 (+57.57%) Land $272,215 Building $126,946
2022	$1,671.00 Homeowner's exemption	$130,323	$253,325 Land $154,201 Building $99,124

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.