Schenectady County and Rotterdam Town property record for 1055 Outer Dr, Schenectady, NY 12303 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 2000 |
| Square Footage | 1,389 sqft Living Area |
| Lot Size | 9,148 sqft (0.21 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $185,000 (2021) |
| Tax Bill | $5,432.00 (2025) |
| Primary APN | 422800 59.14-10-26 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,389 sqft Living Area |
| 1st Floor | 1,014 sqft 1st Floor |
| Upper Floors | 375 sqft Upper Floors |
| Stories | 1 Stories |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 9,148 sqft (0.21 acres) |
| Depth X Width | 111 ft x 80 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 240 sqft Garage |
| Pool Type | In-Ground Vinyl Pool Pool Type |
|---|---|
| Pool Area | 512 sqft Pool |
| Shed | 1 Shed |
| Shed Area | 40 sqft Shed |
| Porch Area | 150 sqft Porch |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Street Address | 1055 OUTER DR |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-4216 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 10 |
| Legal Lot Number | 26.000 |
| Jurisdiction | SCHENECTADY NY |
| Minor Civil Division | ROTTERDAM |
| Census Blockgroup | 3 |
| Census Block | 3004 |
| Census Tract | 32902 |
Source: Schenectady County and Rotterdam Town records · APN 422800 59.14-10-26
Assessment roll updated April 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1055 OUTER DR, SCHENECTADY, NY 12303-4216 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 25, 2021 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES FCU |
| Oct 07, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 25, 2021 · Amount on Record |
| Deed Sale | May 25, 2021 · Amount on Record |
| Prior Sale | May 09, 2005 · Amount on Record |
| Deed Doc Number | 202124272 |
| Deed Book / Page | 2059 / 396 |
| Prior Transfer Date | May 30, 2007 |
| Prior Transfer Doc | 1761000228 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 25, 2021 |
| Property Address | 1055 OUTER DR, SCHENECTADY, NY 12303-4216 |
| Document Number | 0000024272 |
| Book / Page | 2059 / 396 |
| Map Reference | DR 65 MAP 68 |
| Instrument Date | Apr 13, 2021 |
| Instrument | 202124272 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $740.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1055 OUTER DR, 1055, SCHENECTADY, NY 12303-4216 |
| Name | Verified Name |
|---|---|
| Address | 1980 WESTERN AVE, ALBANY, NY 12203-5051 |
| Document Number | 0000024273 |
|---|---|
| Date | May 25, 2021 |
| Instrument | 202124273 |
| Name | STATE EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2051 |
| Document Number | 0000024274 |
|---|---|
| Date | May 25, 2021 |
| Book Page | 5102/895 |
| Instrument | 202124274 |
| Name | STATE EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Second Mortgage to Cover Down Payment |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1055 OUTER DR, SCHENECTADY, NY 12303-4216 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 1055 OUTER DR, SCHENECTADY, NY 12303-4216 |
| Document Number | 0000031075 |
|---|---|
| Date | Oct 07, 2020 |
| Book Page | 5027/815 |
| Instrument | 202031075 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 175 Months |
| Due | May 01, 2035 |
Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,432.00 | $148,000 (-) Land $9,500 Building $138,500 | $227,700 (+16.95%) Land $14,616 Building $213,084 |
| 2023 | $148,000 Land $9,500 Building $138,500 | $194,700 Land $12,498 Building $182,202 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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