104 Armsby Rd, Sutton, MA 01590 Property Records

Worcester County and Sutton Town property record for 104 Armsby Rd, Sutton, MA 01590

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,554 sqft · built 2019
Lot Size	6.34 acres (276,456 sqft)
Owner	2 Individual Names on Record
Tax Bill	$10,215 (2026)
Deeds & Mortgages	Aug 2021 Refinance Dec 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`SUTT M:0018 P:2`

Property Details

APN / Parcel Number

Primary APN	`SUTT M:0018 P:2`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,554 sqft Living Area
Gross Area	8,235 sqft
1st Floor Area	2,554 sqft
Attic	Attic
Attic Area	1,202 sqft
Basement Area	2,554 sqft
Unfinished Basement	2,554 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	276,456 sqft (6.34 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	104 ARMSBY RD
City	SUTTON
State	MA
Zip	01590-2987
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SUTTON MA
Township / Civil Division	SUTTON
Census Block Group	2
Census Block	2019
Census Tract	751102

Owner

Source: Worcester County and Sutton Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 ARMSBY RD, SUTTON, MA 01590-2987
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SAVERS COOPERATIVE BANK
Dec 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIDELITY COOPERATIVE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTON MA
Property Address	104 ARMSBY RD, SUTTON, MA 01590-2987
Transaction Type	Mortgage
Record Updated	Sep 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	65852-26
Date	Aug 17, 2021
Book Page	65852/26
Instrument	115207

Lender

Name	SAVERS COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTON MA
Property Address	104 ARMSBY RD, SUTTON, MA 01590-2987
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63973-356
Date	Dec 14, 2020
Book Page	63973/356
Instrument	154912

Lender

Name	FIDELITY COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Worcester County and Sutton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sutton Town
Unified School District	Sutton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,215.00 (+0.84%)	$884,400 (+4.94%) Land $228,300 Building $656,100	$945,145 (+33.43%)
2025	$10,130.00 (+0.81%)	$842,800 (+6.35%) Land $213,100 Building $629,700	$708,320 (+1.04%)
2024	$10,049.00 (-9.18%)	$792,500 (-0.8%) Land $182,900 Building $609,600	$701,005
2023	$11,065.00	$798,900 Land $163,800 Building $635,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Armsby Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures