118 Armsby Rd, Sutton, MA 01590 Property Records

Worcester County and Sutton Town property record for 118 Armsby Rd, Sutton, MA 01590

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,876 sqft · built 1977
Lot Size	1.37 acres (60,081 sqft)
Owner	2 Individual Names on File
Last Sale	$489,900 (Dec 2017)
Tax Bill	$8,967 (2025)
Deeds & Mortgages	Apr 2021 Refinance Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SUTT M:0018 P:11`

Property Details

APN / Parcel Number

Primary APN	`SUTT M:0018 P:11`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,876 sqft Living Area
Gross Area	5,062 sqft
1st Floor Area	2,005 sqft
Basement Area	1,279 sqft
Unfinished Basement	845 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	60,081 sqft (1.37 acres)
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	118 ARMSBY RD
City	SUTTON
State	MA
Zip	01590-2935
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SUTTON MA
Township / Civil Division	SUTTON
Census Block Group	2
Census Block	2018
Census Tract	751102

Owner

Source: Worcester County and Sutton Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	118 ARMSBY RD, SUTTON, MA 01590-2935
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance NEWREZ LLC
Dec 15, 2017	Quit Claim Deed, Transfer DRAPER AND KRAMER MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 15, 2017 · Amount on Record
Deed Sale	Dec 15, 2017 · Amount on Record
Prior Sale	Apr 22, 2010 · Amount on Record
Deed Book / Page	58190 / 198
Transfer Doc	041935-149
Record Updated	Sep 20, 2026

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUTTON MA
Recording Date	Apr 12, 2021
Property Address	118 ARMSBY RD, SUTTON, MA 01590-2935
Document Number	064914-321
Book / Page	64914 / 321
Instrument Date	Apr 2, 2021
Instrument	50347
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	118 ARMSBY RD, SUTTON, MA 01590-2935

Mortgage

Document Number	064914-325
Date	Apr 12, 2021
Book Page	64914/325
Instrument	50348

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUTTON MA
Recording Date	Dec 15, 2017
Property Address	118 ARMSBY RD, SUTTON, MA 01590-2935
Document Number	058190-198
Book / Page	58190 / 198
Instrument	140308
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$69.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 ARMSBY RD, SUTTON, MA 01590-2935

Mortgage

Document Number	0581900201
Date	Dec 15, 2017
Instrument	58190/0201

Lender

Name	DRAPER AND KRAMER MTG

Agreement

Amount	Amount Recorded
Term	372 Months
Due	Dec 15, 2048

Tax Assessment & Valuation

Source: Worcester County and Sutton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sutton Town
Unified School District	Sutton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,967.00 (+5.12%)	$746,000 (+10.9%) Land $233,700 Building $512,300	$757,340 (+21.56%)
2024	$8,530.00 (-0.66%)	$672,700 (+8.5%) Land $204,500 Building $468,200	$623,010
2023	$8,587.00	$620,000 Land $185,000 Building $435,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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