122 Armsby Rd, Sutton, MA 01590 Property Records

Worcester County and Sutton Town property record for 122 Armsby Rd, Sutton, MA 01590

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,880 sqft · built 1988
Lot Size	1.87 acres (81,742 sqft)
Owner	2 Individual Names on Record
Last Sale	$634,250 (Apr 2019)
Tax Bill	$11,364 (2026)
Deeds & Mortgages	Jan 2017 Mortgage Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SUTT M:0018 P:98`

Property Details

APN / Parcel Number

Primary APN	`SUTT M:0018 P:98`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,880 sqft Living Area
Gross Area	7,244 sqft
1st Floor Area	2,666 sqft
Basement Area	1,740 sqft
Unfinished Basement	770 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	81,742 sqft (1.87 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	122 ARMSBY RD
City	SUTTON
State	MA
Zip	01590-2935
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SUTTON MA
Township / Civil Division	SUTTON
Census Block Group	2
Census Block	2018
Census Tract	751102

Owner

Source: Worcester County and Sutton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	122 ARMSBY RD, SUTTON, MA 01590-2935
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2017	Deed of Trust, Mortgage · Closed-End Mortgage UNIBANK FOR SAVINGS
Jan 13, 2017	Deed of Trust, Mortgage UNIBANK FOR SAVINGS
Apr 26, 2019	Quit Claim Deed, Transfer · Conventional Mortgage HOMEFIELD CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2019 · Amount on Record
Deed Sale	Apr 26, 2019 · Amount on Record
Prior Sale	Jul 10, 2015 · Amount on Record
Deed Book / Page	60324 / 134
Prior Transfer Date	Apr 22, 2019
Prior Transfer Doc	060324-134
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTON MA
Property Address	122 ARMSBY RD, SUTTON, MA 01590-2935
Transaction Type	Mortgage
Record Updated	May 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056609-65
Date	Jan 13, 2017
Book Page	56609/65
Instrument	4683

Lender

Name	UNIBANK FOR SAVINGS
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2037

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTON MA
Property Address	122 ARMSBY RD, SUTTON, MA 01590-2935
Transaction Type	Mortgage
Record Updated	May 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056609-50
Date	Jan 13, 2017
Book Page	56609/50
Instrument	4682

Lender

Name	UNIBANK FOR SAVINGS
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUTTON MA
Recording Date	Apr 26, 2019
Property Address	122 ARMSBY RD, SUTTON, MA 01590-2935
Document Number	60324-134
Book / Page	060324 / 000134
Instrument Date	Apr 22, 2019
Instrument	36970
Transaction Type	Transfer
Record Updated	May 14, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,892.18
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 ARMSBY RD SUTTON MA 015902935, SUTTON, MA 01590-2935

Mortgage

Document Number	60324-137
Date	Apr 26, 2019
Book Page	060324/000137
Instrument	36971

Lender

Name	HOMEFIELD CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 25, 2034

Tax Assessment & Valuation

Source: Worcester County and Sutton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sutton Town
Unified School District	Sutton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,364.00 (-0.83%)	$983,900 (+3.21%) Land $265,500 Building $718,400	$973,386 (+7.14%)
2025	$11,459.00 (+1.9%)	$953,300 (+7.5%) Land $244,700 Building $708,600	$908,485 (+13.32%)
2024	$11,245.00 (-1.52%)	$886,800 (+7.56%) Land $214,300 Building $672,500	$801,705
2023	$11,419.00	$824,500 Land $194,300 Building $630,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Armsby Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures