108 Armsby Rd, Sutton, MA 01590 Property Records

Worcester County and Sutton Town property record for 108 Armsby Rd, Sutton, MA 01590

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,284 sqft · built 2014
Lot Size	2.01 acres (87,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$589,900 (Aug 2015)
Tax Bill	$11,502 (2025)
Deeds & Mortgages	Mar 2022 Refinance Oct 2019 Refinance
Flood Zone	Zone A (high risk)
APN	`SUTT M:0018 P:1`

Property Details

APN / Parcel Number

Primary APN	`SUTT M:0018 P:1`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,284 sqft Living Area
Gross Area	6,900 sqft
1st Floor Area	1,534 sqft
Basement Area	1,174 sqft
Unfinished Basement	1,174 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,841 sqft (2.01 acres)
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	108 ARMSBY RD
City	SUTTON
State	MA
Zip	01590-2987
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SUTTON MA
Township / Civil Division	SUTTON
Census Block Group	2
Census Block	2019
Census Tract	751102

Owner

Source: Worcester County and Sutton Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 ARMSBY RD, SUTTON, MA 01590-2987
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance UNIBANK FOR SAVINGS
Oct 21, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance UNIBANK FOR SAVINGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2015 · Amount on Record
Deed Sale	Aug 26, 2015 · Amount on Record
Deed Book / Page	54211 / 178
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTON MA
Property Address	108 ARMSBY RD, SUTTON, MA 01590-2987
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	067284-287
Date	Mar 18, 2022
Book Page	67284/287
Instrument	30232

Lender

Name	UNIBANK FOR SAVINGS
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTON MA
Property Address	108 ARMSBY RD, SUTTON, MA 01590-2987
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ADAMS & ASSOC LEGAL SVCS TIT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61262-19
Date	Oct 21, 2019
Book Page	61262/19
Instrument	110695

Lender

Name	UNIBANK FOR SAVINGS
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2039

Tax Assessment & Valuation

Source: Worcester County and Sutton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sutton Town
Unified School District	Sutton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,502.00 (+2.19%)	$956,900 (+7.81%) Land $245,900 Building $711,000	$978,405 (+8.15%)
2024	$11,255.00 (-0.2%)	$887,600 (+9.01%) Land $215,300 Building $672,300	$904,685
2023	$11,277.00	$814,200 Land $195,300 Building $618,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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