96 Armsby Rd, Sutton, MA 01590 Property Records

Worcester County and Sutton Town property record for 96 Armsby Rd, Sutton, MA 01590

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,234 sqft · built 2014
Lot Size	1.91 acres (83,485 sqft)
Owner	Individual Name on Record
Last Sale	$619,900 (May 2015)
Tax Bill	$10,755 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`SUTT M:0017 P:80`

Property Details

APN / Parcel Number

Primary APN	`SUTT M:0017 P:80`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,234 sqft Living Area
Gross Area	6,197 sqft
1st Floor Area	1,614 sqft
Basement Area	1,614 sqft
Unfinished Basement	504 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	83,485 sqft (1.91 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	96 ARMSBY RD
City	SUTTON
State	MA
Zip	01590-2987
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SUTTON MA
Township / Civil Division	SUTTON
Census Block Group	2
Census Block	2019
Census Tract	751102

Owner

Source: Worcester County and Sutton Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	96 ARMSBY RD, SUTTON, MA 01590-2987
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2020	Deed of Trust, Mortgage · Balloon Mortgage UNIBANK FOR SAVINGS
Sep 18, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance UNIBANK FOR SAVINGS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2015 · Amount on Record
Deed Sale	May 28, 2015 · Amount on Record
Prior Sale	Jul 1, 2013 · Amount on Record
Deed Book / Page	53777 / 344
Transfer Doc	051136-216
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTON MA
Property Address	96 ARMSBY RD, SUTTON, MA 01590-2987
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	063281-354
Date	Sep 18, 2020
Book Page	63281/354
Instrument	107988

Lender

Name	UNIBANK FOR SAVINGS
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2040

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTON MA
Property Address	96 ARMSBY RD, SUTTON, MA 01590-2987
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	063284-138
Date	Sep 18, 2020
Book Page	63284/138
Instrument	108136

Lender

Name	UNIBANK FOR SAVINGS
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Worcester County and Sutton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sutton Town
Unified School District	Sutton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,755.00 (+1.99%)	$894,800 (+7.6%) Land $245,000 Building $649,800	$1,026,095 (+8.92%)
2024	$10,545.00 (+0.98%)	$831,600 (+10.29%) Land $214,500 Building $617,100	$942,020
2023	$10,443.00	$754,000 Land $194,500 Building $559,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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