Flagler County property record for 106 Bay Lake Dr, Ormond Beach, FL 32174 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 2008 |
| Square Footage | 1,944 sqft Living Area |
| Lot Size | 16,509 sqft (0.379 acres) |
| Pool | 392 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $215,900 (2003) |
| Tax Bill | $2,919.00 (2024) |
| Primary APN | 03-13-31-5120-1C020-1060 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,944 sqft Living Area |
| Gross Area | 2,885 sqft Gross Area |
| 1st Floor | 1,944 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Concrete Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 16,509 sqft (0.379 acres) |
| Driveway | Driveway Concrete |
| Driveway Area | 360 sqft Driveway |
| Pool Area | 392 sqft Pool |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 106 BAY LAKE DR |
|---|---|
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-9264 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PLANTATION BAY PHASE 1C-F UNIT 2 LOT 106 OR 891 PG 727 OR 2226/537-DC-LAWRENCE |
| Legal Range | 31E |
| Legal Township | 13S |
| Legal Section | 03 |
| Legal Subdivision | PLANTATION BAY |
| Legal Phase | 1C |
| Legal Block | 1C02 |
| Legal Lot Number | 106 |
| Legal Unit | 2 |
| Jurisdiction | FLAGLER FL |
| Minor Civil Division | BUNNELL |
| Census Blockgroup | 3 |
| Census Block | 3018 |
| Census Tract | 60207 |
Source: Flagler County records · APN 03-13-31-5120-1C020-1060
Assessment roll updated December 8, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 106 BAY LAKE DR, ORMOND BEACH, FL 32174-9264 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Mar 13, 2023 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| May 13, 2021 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Sep 01, 2017 | Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 27, 2003 · Amount on Record |
| Deed Sale | Jan 27, 2003 · Amount on Record |
| Deed Book / Page | 891 / 727 |
| Last Transfer Date | May 12, 2021 |
| Transfer Doc | 0025621098 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 106 BAY LAKE DR, ORMOND BEACH, FL 32174-9264 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 106 BAY LAKE DR, ORMOND BEACH, FL 32174-9264 |
| Document Number | 0027621864 |
|---|---|
| Date | Mar 13, 2023 |
| Book Page | 2762/1864 |
| Instrument | 2023009881 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 27, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | May 13, 2021 |
| Property Address | 106 BAY LAKE DR, ORMOND BEACH, FL 32174-9264 |
| Document Number | 0025621098 |
| Book / Page | 2562 / 1098 |
| Map Reference | MB 31 PG 25&26 |
| Instrument Date | May 12, 2021 |
| Instrument | 2021026625 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 106 BAY LAKE DR, 106, ORMOND BEACH, FL 32174-9264 |
| Name | Verified Name |
|---|---|
| Address | 2202 HERITAGE TRACE DR, MARIETTA, GA 30062-6370 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 106 BAY LAKE DR, ORMOND BEACH, FL 32174-9264 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0022281010 |
|---|---|
| Date | Sep 01, 2017 |
| Book Page | 2228/1010 |
| Instrument | 2017031306 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,567.00 (-12.06%) Homeowner's exemption Widower's exemption | $228,204 (+5.99%) | $437,139 (+7.59%) Land $59,000 Building $378,139 |
| 2024 | $2,919.00 (+2.39%) | ||
| 2023 | $2,851.00 (+6.5%) Homeowner's exemption Widower's exemption | $215,314 (+3%) | $406,296 (+10.56%) Land $59,000 Building $347,296 |
| 2022 | $2,677.00 Homeowner's exemption Widower's exemption | $209,043 | $367,505 Land $59,000 Building $308,505 |
Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 62% of the US · above 37% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 637 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures