105 Bay Lake Dr, Ormond Beach, FL 32174 Property Records

Flagler County property record for 105 Bay Lake Dr, Ormond Beach, FL 32174 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2010
Square Footage	2,038 sqft Living Area
Lot Size	16,509 sqft (0.379 acres)
Occupancy	Owner Occupied
Last Sale	$327,500 (2017)
Tax Bill	$3,660.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`03-13-31-5120-1C020-1050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Building Area	2,038 sqft Living Area
Gross Area	2,669 sqft Gross Area
1st Floor Area	2,038 sqft 1st Floor
Stories	1 Story
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2010
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,509 sqft (0.379 acres)
Driveway	Concrete Driveway
Driveway Area	320 sqft Driveway
Pool Area	392 sqft Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	105 BAY LAKE DR
City	ORMOND BEACH
State	FL
Zip	32174-9264
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLANTATION BAY PHASE 1C-F UNIT 2 LOT 105 OR 696 PG 737 OR 1599/838 OR 2153/1276 OR 2153/1298 OR 2195/1163
Legal Range	31E
Legal Township	13S
Legal Section	03
Legal Subdivision	PLANTATION BAY
Legal Phase	1C
Legal Block	1C02
Legal Lot Number	105
Legal Unit	2
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	3
Census Block	3018
Census Tract	60207

Owner

Source: Flagler County records · APN 03-13-31-5120-1C020-1050

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	105 BAY LAKE DR, ORMOND BEACH, FL 32174-9264
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 29, 2017 · Amount on Record
Deed Sale	Mar 29, 2017 · Amount on Record
Prior Sale	Aug 30, 2016 · Amount on Record
Deed Document Number	201710915
Deed Book / Page	2195 / 1163
Prior Transfer Date	Aug 05, 2016
Prior Transfer Doc	0021531276
Record Updated	Jun 08, 2026

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Mar 29, 2017
Property Address	105 BAY LAKE DR, ORMOND BEACH, FL 32174-9264
Document Number	0021951163
Book / Page	002195 / 001163
Instrument Date	Mar 27, 2017
Instrument	10915
Transaction Type	Transfer
Record Updated	Aug 20, 2018
Title Company	SUNCOAST TITLE COMPANY, SUNCOAST TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,292.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	118 STATE PARK DR HAMPTON VA 236641965, HAMPTON, VA 23664-1965

Mortgage

Document Number	21951164
Date	Mar 29, 2017
Book Page	002195/001164
Instrument	10916

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,326.00 (-9.13%) Homeowner's exemption Veteran's exemption	$282,102 (+5.99%)	$437,412 (+2.04%) Land $59,000 Building $378,412
2024	$3,660.00 (+2.32%)
2023	$3,577.00 (+8.03%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$266,167 (+3%)	$428,655 (+14.49%) Land $59,000 Building $369,655
2022	$3,311.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$258,414	$374,419 Land $59,000 Building $315,419

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 37% of Florida
Wildfire Likelihood	About 1 in 637 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.