1017 Westgate Rd, Troy, OH 45373 Property Records

Miami County property record for 1017 Westgate Rd, Troy, OH 45373 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,701 sqft · built 1941
Lot Size	0.526 acres (22,913 sqft)
Owner	Individual Name on File
Last Sale	$416,000 (Oct 2024)
Tax Bill	$5,397 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D08-030110`

Property Details

APN / Parcel Number

Primary APN	`D08-030110`
Alternative APNs	`050621.3-24-013-00` `D08SW074 02800`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,701 sqft Living Area
1st Floor Area	1,489 sqft
2nd Floor Area	1,212 sqft
Upper Floors Area	1,212 sqft
Attic Area	26 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	22,913 sqft (0.526 acres)
Lot Dimensions	205 ft deep x 195 ft wide
Garage Type	Mixed
Garage Area	932 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	264 sqft
Deck Area	264 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Old Parcel Number	D08SW074 02800
Street Address	1017 WESTGATE RD
City	TROY
State	OH
Zip	45373-2958
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 10684
Legal Subdivision	EDGEHILL
Legal Lot Number	10684 70
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	4
Census Block	4003
Census Tract	365301

Owner

Source: Miami County records · APN D08-030110

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1017 WESTGATE RD, TROY, OH 45373-2958
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK
Oct 25, 2024	Transfer on Death Deed, Transfer
Jan 24, 2017	Warranty Deed, Transfer · Conventional Mortgage MAINSOURCE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 25, 2024 · Amount on Record
Deed Sale	Oct 25, 2024 · Amount on Record
Prior Sale	Jan 24, 2017 · Amount on Record
Deed Document Number	1930
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	1017 WESTGATE RD, TROY, OH 45373-2958
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	ADVANTAGEONE TITLE, ADVANTAGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018653
Date	Oct 26, 2021
Instrument	2021OR-18653

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

October 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MIAMI OH
Recording Date	Oct 25, 2024
Property Address	1017 WESTGATE RD, TROY, OH 45373-2958
Document Number	0000011053
Map Reference	VOL 26 PG 53
Instrument Date	Oct 22, 2024
Instrument	2024OR-11053
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1017 WESTGATE RD, TROY, OH 45373-2958

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1017 WESTGATE RD, TROY, OH 45373-2958

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Jan 24, 2017
Property Address	1017 WESTGATE RD, TROY, OH 45373-2958
Document Number	0000000960
Map Reference	PL 4 PG 51
Instrument Date	Jan 20, 2017
Instrument	2017OR-00960
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1017 WESTGAGE RD, TROY, OH 45373-2958

Mortgage

Document Number	0000000961
Date	Jan 24, 2017
Instrument	2017OR-00961

Lender

Name	MAINSOURCE BANK
Type	Bank
Address	GREENSBURG, IN 47240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2047

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,397.00 (+13.53%) Homeowner's exemption	$137,030 (+29.42%) Land $26,080 Building $110,950	$391,500 (+29.42%) Land $74,500 Building $317,000
2024	$4,754.00 (+9.72%)	$105,880 (-) Land $27,130 Building $78,750
2023	$4,333.00 (+15.39%)	$105,880 (-) Land $27,130 Building $78,750	$302,500 (-) Land $77,500 Building $225,000
2022	$3,755.00	$105,880 Land $27,130 Building $78,750	$302,500 Land $77,500 Building $225,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 6% of the US · above 28% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 196 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Spectrum	Cable	1,000 / 1,000

May also be available at this address: Verizon, T-Mobile USA, Benton Ridge Telephone Company, Frontier, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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