1010 Westgate Rd, Troy, OH 45373 Property Records

Miami County property record for 1010 Westgate Rd, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,447 sqft · built 1920
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$211,500 (May 2016)
Tax Bill	$4,298 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D08-031050`

Property Details

APN / Parcel Number

Primary APN	`D08-031050`
Alternative APNs	`050621.3-13-019-00` `D08SW074 00700`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,447 sqft Living Area
1st Floor Area	4,316 sqft
Upper Floors Area	1,289 sqft
Basement Area	2,158 sqft
Unfinished Basement	2,158 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1992
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	125 ft deep x 87 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	204 sqft
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1010 WESTGATE RD
City	TROY
State	OH
Zip	45373-2959
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 3024 87.49
Legal Subdivision	EDGEHILL SUBDIVISION
Legal Lot Number	3024
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	4
Census Block	4005
Census Tract	365301

Owner

Source: Miami County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1010 WESTGATE RD, TROY, OH 45373-2959
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION
Aug 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2016 · Amount on Record
Deed Sale	May 9, 2016 · Amount on Record
Prior Sale	Jun 24, 2010 · Amount on Record
Deed Document Number	20162016OR-05339
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Recording Date	Aug 31, 2026
Property Address	1010 WESTGATE RD, TROY, OH 45373-2959
Document Number	0000011007
Instrument Date	Aug 8, 2026
Instrument	202611007
Transaction Type	Mortgage
Record Updated	Sep 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 WESTGATE RD, TROY, OH 45373-2959

Mortgage

Document Number	0000011007,
Date	Aug 31, 2026
Instrument	202611007

Lender

Name	WRIGHT-PATT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 25, 2051

Interest

Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	1010 WESTGATE RD, TROY, OH 45373-2959
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010896
Date	Aug 7, 2020
Instrument	2020OR-10896

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,298.00 (+9.5%) Homeowner's exemption	$116,450 (+25.88%) Land $15,090 Building $101,360	$332,700 (+25.88%) Land $43,100 Building $289,600
2024	$3,925.00 (+7.98%) Homeowner's exemption	$92,510 (-) Land $15,720 Building $76,790
2023	$3,635.00 (+16.25%) Homeowner's exemption	$92,510 (-) Land $15,720 Building $76,790	$264,300 (-) Land $44,900 Building $219,400
2022	$3,127.00 Homeowner's exemption	$92,510 Land $15,720 Building $76,790	$264,300 Land $44,900 Building $219,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Frontier, T-Mobile, Verizon, Watch TV.

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