1015 Westgate Rd, Troy, OH 45373 Property Records

Miami County property record for 1015 Westgate Rd, Troy, OH 45373 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,550 sqft · built 1943
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$312,000 (Jun 2026)
Tax Bill	$2,989 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D08-030120`

Property Details

APN / Parcel Number

Primary APN	`D08-030120`
Alternative APNs	`050621.3-24-014-00` `D08SW074 03500`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,550 sqft Living Area
1st Floor Area	1,632 sqft
Upper Floors Area	734 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	99 ft deep x 61 ft wide
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1015 WESTGATE RD
City	TROY
State	OH
Zip	45373-2958
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 2929 57 W PT
Legal Subdivision	EDGEHILL SUBDIVISION
Legal Lot Number	2929
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	4
Census Block	4003
Census Tract	365301

Owner

Source: Miami County records · APN D08-030120

Assessment roll updated March 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1015 WESTGATE RD, TROY, OH 45373-2958
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Warranty Deed, Transfer · Conventional Mortgage WRIGHTPATT CREDIT UNION INC
Jun 28, 2017	Warranty Deed, Transfer · ARM UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 25, 2026 · Amount on Record
Deed Sale	Jun 25, 2026 · Amount on Record
Prior Sale	Jun 28, 2017 · Amount on Record
Deed Document Number	20267765
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Jun 25, 2026
Property Address	1015 WESTGATE RD, TROY, OH 45373-2958
Document Number	0000007765
Instrument Date	May 14, 2026
Instrument	20267765
Transaction Type	Transfer
Record Updated	Jul 02, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$63,024.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	1015 WESTGATE RD, TROY, OH 45373-2958

Mortgage

Document Number	0000007766,
Date	Jun 25, 2026
Instrument	20267766

Lender

Name	WRIGHTPATT CREDIT UNION INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Jun 28, 2017
Property Address	1015 WESTGATE RD, TROY, OH 45373-2958
Document Number	0000007806
Map Reference	PL 4 PG 51
Instrument Date	Jun 14, 2017
Instrument	2017OR-07806
Transaction Type	Transfer
Record Updated	Feb 17, 2022

Transaction

Amount	Amount Recorded
Tax	$285.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 WESTGATE RD, TROY, OH 45373-2958

Mortgage

Document Number	0000007807
Date	Jun 28, 2017
Instrument	2017OR-07807

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 01, 2018
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.5%
Index	1-Year CMT
Max Rate	9.5%

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,989.00 (+18.24%) Homeowner's exemption	$76,410 (+32.79%) Land $11,060 Building $65,350	$218,300 (+32.79%) Land $31,600 Building $186,700
2024	$2,528.00 (+9.67%) Homeowner's exemption	$57,540 (-) Land $11,550 Building $45,990
2023	$2,305.00 (+15.95%) Homeowner's exemption	$57,540 (-) Land $11,550 Building $45,990	$164,400 (-) Land $33,000 Building $131,400
2022	$1,988.00 Homeowner's exemption	$57,540 Land $11,550 Building $45,990	$164,400 Land $33,000 Building $131,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 2% of the US · above 10% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 379 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Metronet Holdings	Fiber	5,120 / 5,120
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Benton Ridge Telephone Company, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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