1016 Westgate Rd, Troy, OH 45373 Property Records

Miami County property record for 1016 Westgate Rd, Troy, OH 45373

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,260 sqft · built 1940
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Last Sale$126,500 (Aug 2015)
Tax Bill$2,528 (2025)
Deeds & MortgagesMar 2026 Mortgage
Flood ZoneZone X (minimal risk)
APND08-031160

Property Details

APN / Parcel Number

Primary APND08-031160
Alternative APNs
  • 050621.3-13-031-00
  • D08SW074 01700

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,260 sqft Living Area
1st Floor Area1,260 sqft
Upper Floors Area630 sqft
Basement Area630 sqft
Unfinished Basement630 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 2015
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions115 ft deep x 61 ft wide
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area163 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Street Address1016 WESTGATE RD
CityTROY
StateOH
Zip45373-2968
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIN LOT 3036 75
Legal SubdivisionEDGEHILL SUBDIVISION
Legal Lot Number3036
JurisdictionMIAMI OH
Township / Civil DivisionCONCORD
Census Block Group4
Census Block4005
Census Tract365301

Owner

1016 Westgate Rd is owned and occupied by an individual who bought it in August 2015.

Source: Miami County records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing Address1016 WESTGATE RD, TROY, OH 45373-2968
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 21, 2015 · Amount on File
Deed SaleAug 21, 2015 · Amount on File
Prior SaleJun 5, 2012
Deed Document Number20152015OR-10054
Prior Transfer DateMay 14, 2012
Prior Transfer Doc0000007402
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Property Address1016 WESTGATE RD, TROY, OH 45373-2968
Transaction TypeMortgage
Record UpdatedApr 17, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1016 WESTGATE RD, TROY, OH 45373-2968

Mortgage

Document Number0000003711
DateMar 31, 2026
Instrument2026OR-03711
Lender
NameWRIGHT-PATT CREDIT UNION INC
TypeCredit Union
Address3560 PENTAGON BLVD, BEAVERCREEK, OH 45431
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term61 Months
DueApr 15, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 1016 Westgate Rd was $2,528 with a homeowner's exemption, up 8.2% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionConcord Township
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,528.00 (+8.17%) Homeowner's exemption$67,350 (+24.38%) Land $11,940 Building $55,410$192,400 Land $34,100 Building $158,300
2024$2,337.00 (+8.8%) Homeowner's exemption$54,150 (-) Land $12,460 Building $41,690
2023$2,148.00 (+16.11%) Homeowner's exemption$54,150 (-) Land $12,460 Building $41,690$154,700 (-) Land $35,600 Building $119,100
2022$1,850.00 Homeowner's exemption$54,150 Land $12,460 Building $41,690$154,700 Land $35,600 Building $119,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1016 Westgate Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1016 Westgate Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 71% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY CITY PWS
serves 26,305 people · EPA ID OH5501612
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: Frontier, T-Mobile, Verizon, Watch TV.

Nearby Properties on Westgate Rd

Nearby Streets

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