1013 Westgate Rd, Troy, OH 45373 Property Records

Miami County property record for 1013 Westgate Rd, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,564 sqft · built 1941
Lot Size	0.139 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$147,500 (Oct 2003)
Tax Bill	$3,225 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`D08-030130`

Property Details

APN / Parcel Number

Primary APN	`D08-030130`
Alternative APNs	`050621.3-24-015-00` `D08SW074 02900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,564 sqft Living Area
1st Floor Area	732 sqft
2nd Floor Area	352 sqft
Upper Floors Area	832 sqft
Basement Area	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	6,098 sqft (0.139 acres)
Lot Dimensions	100 ft deep x 63 ft wide
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Old Parcel Number	D08SW074 02900
Street Address	1013 WESTGATE RD
City	TROY
State	OH
Zip	45373-2958
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 2930 60 IN LOT 2929 3 E PT
Legal Subdivision	EDGEHILL SUB
Legal Lot Number	2930 60
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	4
Census Block	4003
Census Tract	365301

Owner

Source: Miami County records · APN D08-030130

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1013 WESTGATE RD, TROY, OH 45373-2958
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 17, 2003 · Amount on Record
Deed Sale	Oct 17, 2003 · Amount on Record
Deed Document Number	2274
Record Updated	Jun 08, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	1013 WESTGATE RD, TROY, OH 45373-2958
Transaction Type	Mortgage
Record Updated	Apr 22, 2024
Title Company	NOT AVAILABLE, RADIAN LENDER SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 WESTGATE RD, TROY, OH 45373-2958

Mortgage

Document Number	0000021981
Date	Dec 20, 2021
Instrument	2021OR-21981

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 01, 2031

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,225.00 (+21.7%) Homeowner's exemption	$82,320 (+34.77%) Land $11,270 Building $71,050	$235,200 (+34.79%) Land $32,200 Building $203,000
2024	$2,650.00 (+8.08%) Homeowner's exemption	$61,080 (-) Land $11,730 Building $49,350
2023	$2,452.00 (+15.88%) Homeowner's exemption	$61,080 (-) Land $11,730 Building $49,350	$174,500 (-) Land $33,500 Building $141,000
2022	$2,116.00 Homeowner's exemption	$61,080 Land $11,730 Building $49,350	$174,500 Land $33,500 Building $141,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 10, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Benton Ridge Telephone Company, T-Mobile USA, Verizon.

Based on FCC filings for 379 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TROY CITY PWS serves 26,305 people
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.