1014 Westgate Rd, Troy, OH 45373 Property Records

Miami County property record for 1014 Westgate Rd, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,720 sqft · built 1941
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$288,000 (Jun 2025)
Tax Bill	$2,985 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Jan 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D08-031150`

Property Details

APN / Parcel Number

Primary APN	`D08-031150`
Alternative APNs	`050621.3-13-030-00` `D08SW074 02200`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,720 sqft Living Area
1st Floor Area	1,944 sqft
Upper Floors Area	748 sqft
Basement Area	972 sqft
Unfinished Basement	972 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	81 ft deep x 76 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1014 WESTGATE RD
City	TROY
State	OH
Zip	45373-2968
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 3035 69.92
Legal Subdivision	SAID CITY AND
Legal Lot Number	3035
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	4
Census Block	4005
Census Tract	365301

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1014 WESTGATE RD, TROY, OH 45373-2968
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
May 2, 2022	Warranty Deed, Transfer · Conventional Mortgage ABBEY CU INC
Jan 21, 2022	Affidavit of Death of Joint Tenant, Transfer
Jan 21, 2022	Warranty Deed, Transfer · Commercial Mortgage ABBEY CU INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2025 · Amount on Record
Deed Sale	Jun 6, 2025 · Amount on Record
Prior Sale	Mar 1, 1981 · Amount on Record
Deed Document Number	20256292
Prior Transfer Date	Nov 11, 2021
Prior Transfer Doc	0000001204
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	May 2, 2022
Property Address	1014 WESTGATE RD, TROY, OH 45373-2968
Document Number	0000006857
Instrument Date	Apr 29, 2022
Instrument	2022OR-06857
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1014 WESTGATE RD, TROY, OH 45373-2968

Mortgage

Document Number	0000006858
Date	May 2, 2022
Instrument	2022OR-06858

Lender

Name	ABBEY CU INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

January 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MIAMI OH
Recording Date	Jan 21, 2022
Property Address	1014 WESTGATE RD, TROY, OH 45373-2968
Document Number	0000001204
Instrument Date	Nov 11, 2021
Instrument	2022OR-01204
Transaction Type	Transfer
Record Updated	Feb 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 WESTGATE RD, TROY, OH 45373-2968

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Jan 21, 2022
Property Address	1014 WESTGATE RD, TROY, OH 45373-2968
Document Number	0000001205
Instrument Date	Nov 11, 2021
Instrument	2022OR-01205
Transaction Type	Transfer
Record Updated	Feb 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4213 HORSESHOE BEND RD, TROY, OH 45373-9483

Mortgage

Document Number	0000001206
Date	Jan 21, 2022
Instrument	2022OR-01206

Lender

Name	ABBEY CU INC
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,985.00 (+40.54%) Homeowner's exemption	$80,190 (+68.22%) Land $11,240 Building $68,950	$229,100 (+68.21%) Land $32,100 Building $197,000
2024	$2,124.00 (+10.34%) Homeowner's exemption	$47,670 (-) Land $11,690 Building $35,980
2023	$1,925.00 (+38.69%) Homeowner's exemption	$47,670 (-) Land $11,690 Building $35,980	$136,200 (-) Land $33,400 Building $102,800
2022	$1,388.00 Homeowner's exemption	$47,670 Land $11,690 Building $35,980	$136,200 Land $33,400 Building $102,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Frontier, T-Mobile, Verizon, Watch TV.

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